水星保险加利福尼亚州个人汽车保单增至 108.5 万份：2025 年底为 104.4 万份、房屋险保单增约 10% 至 96.8 万份
保险行业刊物 Insurance Business 11 月 4 日报道，水星通用保险 2026 年第三季度在加利福尼亚州扩大承保，其个人汽车与房屋险保单数量均录得增长。
报道称，水星的加利福尼亚州房屋险有效保单由 2025 年底的 88.3 万份增至 2026 年 9 月 30 日的 96.8 万份，九个月增约 10%；个人汽车保单同期由 104.4 万份增至 108.5 万份。
报道称，水星在加利福尼亚州取得 6.9% 的房屋险费率上调，自 2026 年 7 月起生效，该上调在州可持续保险战略框架下批出，该框架容许保险商在定价中采用前瞻性巨灾模型并计入再保险成本。
财务方面，报道称水星 2026 年第三季度录得净亏损 1370 万美元，去年同期为净收入 2.804 亿美元；当季再保险后巨灾损失为 2300 万美元，其中约 400 万美元为帕利塞兹与伊顿山火灾的不利准备金发展。
Mercury Personal Auto Policies in California Rise to 1.085 Million as Homeowners Policies Grow About 10 Percent
Insurance Business reported on November 4, 2026, that Mercury General expanded its California book in the third quarter of 2026, with growth in both personal auto and homeowners policies.
The report said Mercury homeowners policies in force grew from 883000 at year end 2025 to 968000 by September 30, 2026, an increase of approximately 10 percent in nine months. Personal auto policies grew from 1.044 million to 1.085 million over the same period.
Mercury received a 6.9 percent California homeowners rate increase effective July 2026 under the state Sustainable Insurance Strategy, the reform framework that allows carriers to use forward looking catastrophe models in pricing and to factor reinsurance costs into rates, the report said.
On results, the report said Mercury posted a third quarter net loss of 13.7 million dollars against net income of 280.4 million dollars in the same period a year earlier, with quarterly catastrophe losses of 23 million dollars net of reinsurance, including approximately 4 million dollars in adverse reserve development on the Palisades and Eaton wildfires.
来源：水星通用保险公司
发布：GSM·美国（发布链接）
图片来源：图：图中是一名驾驶者手持车钥匙准备启动汽车。Shixart1985，CC BY 2.0，经Wikimedia Commons。 / Photo: file photo. Shixart1985, CC BY 2.0, via Wikimedia Commons.
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