加利福尼亚州工伤保险咨询纯保费9月1日起平均上调6.6%至每100美元工资1.65美元：保险专员采纳评级局费率
加利福尼亚州消息，加利福尼亚州工伤保险咨询纯保费自2026年9月1日起平均上调6.6%，采纳后的平均咨询纯保费为每100美元工资1.65美元，适用于9月1日当日或之后生效的保单。
该费率由加利福尼亚州工伤保险评级局提交，由州保险专员采纳。咨询纯保费只反映预期损失成本部分，各保险公司在此基础上结合自身费用等因素确定最终保费，不同职业分类的费率差别较大。
加州不使用全国工伤保险委员会的分类体系，而使用本州评级局的工业分类与自设的州补偿保险基金。本条数字以费率说明页所载采纳口径为准。
California Workers Compensation Advisory Pure Premium Rose 6.6 Percent to $1.65 per $100 of Payroll on Sept. 1, as Adopted by the Insurance Commissioner
CALIFORNIA - California approved advisory pure premium rates for workers compensation rose an average of 6.6 percent on September 1, 2026. The Insurance Commissioner adopted an average advisory pure premium rate of $1.65 per $100 of payroll for policies on or after September 1, 2026.
The rates are filed by the Workers Compensation Insurance Rating Bureau of California and adopted by the Insurance Commissioner. Advisory pure premium covers the expected loss cost portion only; each insurer sets its final premium by adding its own expenses and other factors, and rates vary widely by class code.
California does not use the National Council on Compensation Insurance classification system. It uses its own rating bureau classifications and a State Fund established by the state legislature. The figures in this report follow the adopted rate as stated in the rate summary.
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图片来源：图：几名工人在工作现场讨论个人安全防护。National Institute for Occupational Safety and H 供图，公共领域，经 Wikimedia Commons / Photo: Worker Speaking of Personal Safety (8744516732). By National Institute for Occupational Safety and H, public domain, via Wikimedia Commons
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