加利福尼亚州保险厅9月18日称州内最大房屋保险商State Farm与Allstate已提交重开新保单计划，12个保险集团已按可持续保险战略提交或获批
加利福尼亚州萨克拉门托 — 加利福尼亚州保险厅 9 月 18 日发布消息，保险专员里卡多拉拉（Ricardo Lara）报告，加州最大的房屋保险商 State Farm 与另一主要承保商 Allstate 已分别提交计划，拟重新承接新的住宅保单。
Allstate 于 8 月 31 日向保险厅提交可持续保险战略（SIS）申报，表明其有意自 2022 年以来首次在加州承接新的住宅保单。保险厅说，随着这一申报，已有 12 个保险集团按 SIS 框架提交申报或获得批准。
State Farm General 于 9 月 18 日当天提交规则申请，表明计划自 2023 年 5 月以来首次恢复接受新的房屋保险申请。该公司承诺承保全州符合 IBHS 强化版野火防护住宅安全标准的房屋。
保险厅同时说明，两家公司尚未正式重开新业务，申报仍在审查与商谈中，所有费率申报仍须按第 103 号提案接受完整审查。保险厅并称，其 2019 至 2025 年的费率申报专家审查为加州居民节省了 66 亿美元保费。消费者热线为 1-800-927-4357。
California Department of Insurance Says on September 18 That State Farm and Allstate Have Filed Plans to Resume Writing New Residential Policies, with 12 Insurance Groups Now Filed or Approved under the Sustainable Insurance Strategy
Sacramento, California — The California Department of Insurance reported on September 18 that Insurance Commissioner Ricardo Lara announced filings by State Farm, the states largest homeowners insurance writer, and Allstate, another major carrier, setting out plans to begin writing new residential policies.
Allstate submitted a Sustainable Insurance Strategy filing to the Department on August 31, signaling its intent to begin writing new residential policies in California for the first time since 2022. The Department said that with this filing, 12 insurance groups have now filed or received approval under the SIS framework.
State Farm General filed a rule application on September 18 indicating plans to resume accepting new homeowners applications for the first time since May 2023. The company committed to writing homes statewide that meet the IBHS Wildfire Prepared Home Enhanced safety standards.
The Department stressed that neither company is open for new business yet, and that both filings remain under review and discussion. Every filing remains subject to full rate review under Proposition 103. The Department said its expert review of rate filings saved Californians $6.6 billion in premiums from 2019 through 2025. The consumer hotline is 1-800-927-4357.
稿件 E14
建议频道：交通
首发或跟进：首发
拟稿时间：2026-11-10 09:05 PST
来源链接：橙县交通管理局董事会事项（橙县监事福利县政通报转述，橙县经 GovDelivery 发布）： https://content.govdelivery.com/accounts/CAORANGE/bulletins/42b500c
发布：GSM·美国（发布链接）
图片来源：Wikipedia/Wikimedia Commons 词条主图：State Farm Stadium
GSM Global · 本篇英文版 English edition of this story
