FTC 报告 60 岁以上人群报告诈骗损失五年升至约 30 亿美元 投资诈骗居首
美国联邦贸易委员会（FTC）11 月 4 日发布消费者提示，介绍其《保护年长消费者 2025-2026》报告的主要发现：60 岁及以上人群报告的诈骗损失从 2020 年的 6 亿美元升至 2025 年的约 30 亿美元，五年间增至约五倍。
报告说，投资诈骗是年长者损失最大的诈骗类型，2025 年报告损失超过 10 亿美元，同比增长 42%。与年轻人相比，年长者更容易在技术支持诈骗、奖品诈骗与冒充政府机构诈骗中蒙受金钱损失。
FTC 表示，该报告汇总了该机构针对年长消费者的执法、教育与数据监测工作，报告本体已于 10 月 19 日发布。消费者如遇可疑诈骗，可通过 ReportFraud.ftc.gov 向 FTC 举报。
FTC 提醒，冒充政府机构索要钱款的电话与信息是常见手法，政府机构不会通过电话要求以礼品卡、电汇或加密货币付款。
（来源：联邦贸易委员会）
FTC Report: Fraud Losses Reported by Older Adults Reached About $3 Billion in 2025, Up From $600 Million in 2020
The Federal Trade Commission (FTC) issued a consumer alert on November 4 highlighting its report Protecting Older Consumers 2025-2026: fraud losses reported by adults age 60 and older rose from $600 million in 2020 to about $3 billion in 2025, roughly a fivefold increase.
Investment scams were the costliest category for older adults, with reported losses above $1 billion in 2025, up 42% from the year before, the report said. Older adults were also more likely than younger consumers to lose money to tech support scams, prize scams and government impersonation scams.
The report, released October 19, 2026, summarizes the FTC’s enforcement, education and monitoring work focused on older consumers. Consumers can report suspected fraud at ReportFraud.ftc.gov.
The FTC reminded consumers that government agencies never demand payment by phone through gift cards, wire transfers or cryptocurrency, a hallmark of impersonation scams.
(Source: Federal Trade Commission)
来源：联邦贸易委员会
发布：GSM·美国（发布链接）
图片来源：联邦贸易委员会大楼照片（CC BY-SA 4.0；Wikimedia Commons）/ Federal Trade Commission Building, Washington, D.C. (CC BY-SA 4.0; via Wikimedia Commons)
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