FHFA房价指数8月环比涨0.3%：全美房价同比涨2.4%，地区分化明显
美国联邦住房金融局10月27日发布房价指数，2026年8月全美房价环比上涨0.3%，经季节调整，同比则比2025年8月上涨2.4%。此前公布的7月环比涨幅为0.3%，本次修订为0.2%。下一份报告定于11月24日发布，将包括截至9月的月度数据和截至第三季度的季度数据。
地区之间的分化比全国数字更明显。九个人口普查分区中，8月环比变化从新英格兰分区的下降0.8%到中南东部地区的上涨2.1%不等。同比变化同样拉开距离，山区地区只涨0.5%，中北东部地区则涨4.4%，为各分区最高。
这套房价指数追踪全美独栋住宅价格变化，数据可追溯到1970年代中期，覆盖全美50个州和400多个城市，依据超过1亿笔房屋销售和再融资交易，采用加权重复销售方法测算。其旗舰指数使用房利美和房地美提供的经季节调整的购房交易数据，因此反映的主要是普通合规贷款购房的价格走势。
联邦住房金融局负责监管房利美、房地美和11家联邦住房贷款银行，这些政府支持企业为美国抵押贷款市场和金融机构提供超过8.7万亿美元资金。指数的全部历史数值和后续发布日期都可在该局官网的房价指数页面查询。（来源：美国联邦住房金融局）
FHFA House Price Index Rises 0.3 Percent in August, Up 2.4 Percent From a Year Earlier
U.S. house prices rose 0.3 percent in August 2026 from the previous month on a seasonally adjusted basis, according to the House Price Index released by the Federal Housing Finance Agency on October 27, and rose 2.4 percent from August 2025 to August 2026. The previously reported 0.3 percent price increase in July was revised down to 0.2 percent. The next report will be released on November 24, 2026, with monthly data through September and quarterly data through the third quarter.
Regional results diverged more than the national figure suggests. For the nine census divisions, seasonally adjusted monthly changes ranged from a 0.8 percent decline in the New England division to a 2.1 percent increase in the East South Central division. The 12-month changes also spread out, from 0.5 percent in the Mountain division to 4.4 percent in the East North Central division, the strongest of the nine.
The FHFA House Price Index tracks changes in single-family home values across the United States, with data extending back to the mid-1970s, covering all 50 states and more than 400 American cities, and drawing on more than 100 million home sales and refinance transactions using a weighted repeat-sales methodology. Its flagship index uses seasonally adjusted, purchase-only data from Fannie Mae and Freddie Mac, so it mainly reflects prices for homes bought with conventional conforming mortgages.
The Federal Housing Finance Agency regulates Fannie Mae, Freddie Mac and the 11 Federal Home Loan Banks, government-sponsored enterprises that provide more than $8.7 trillion in funding for U.S. mortgage markets and financial institutions. All of the indexes, including their historic values and future release dates, are available on the agency's House Price Index page. (Source: Federal Housing Finance Agency)
来源：美国联邦住房金融局
发布：GSM·美国（发布链接）
图片来源：图：美国一处住宅社区航拍（David E. Lucas 摄，经DPLA，Wikimedia Commons，公共领域）。 / Photo: Aerial view of a U.S. residential neighborhood, by David E. Lucas via DPLA, Wikimedia Commons (public domain).
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