Equitable三季度首年退休保费62亿美元、同比增14%：退休分部经营收益4.32亿美元，与Corebridge的全股票合并预计年底前完成
总部位于纽约州纽约市的 Equitable Holdings 公布 2026 年第三季度业绩：首年退休保费达 62 亿美元，同比增长 14%，增长由注册指数连结年金（RILA）带动。该公司是在与 Corebridge Financial 的全股票合并按计划于今年年底完成交割前数周公布这一业绩的。
分部数据方面，退休分部经营收益升至 4.32 亿美元，上年同期为 4.05 亿美元；净流入维持在 11 亿美元，与 2025 年第三季度大致持平。
产品格局方面，据 LIMRA 的美国个人年金销售调查，RILA 2025 年销售额为 795 亿美元、较 2024 年增长 20%，LIMRA 预计该市场 2026 年将超过 850 亿美元。按 LIMRA 的 2025 年排名，Equitable 以 154 亿美元居 RILA 销售第一，Corebridge 以 24 亿美元列第十；两家合并完成后，合并实体将按 2025 年口径居 RILA 销售量首位。
LIMRA 的数据还显示，美国年金市场 2025 年总销售额为 4,613 亿美元，为其记录的年度高位。Equitable 称，其独立经纪交易商渠道在 2025 年占全部注册年金产品销售的一半以上，RILA 为该渠道内增长占比最大的产品类别。
Equitable Posts $6.2 Billion in First-Year Retirement Premiums in Q3 2026, Up 14%, as RILA Leads Ahead of the Corebridge Close
Equitable Holdings, headquartered in New York City, New York, reported third-quarter 2026 results showing first-year retirement premiums of $6.2 billion, up 14% year over year, with registered index-linked annuities (RILA) driving the gain. The company released the results weeks before its planned year-end close of an all-stock merger with Corebridge Financial.
In the retirement segment, operating earnings rose to $432 million, from $405 million in the prior-year quarter, while net inflows held at $1.1 billion, roughly flat with the third quarter of 2025.
On product trends, LIMRA's U.S. Individual Annuity Sales Survey recorded RILA sales of $79.5 billion in 2025, up 20% from 2024, and LIMRA projects the market to exceed $85 billion in 2026. Based on LIMRA's 2025 rankings, Equitable ranked first in RILA sales with $15.4 billion and Corebridge ranked tenth at $2.4 billion; once the merger closes, the combined entity will hold the number one position in RILA sales by volume on 2025 figures.
LIMRA data also show total U.S. annuity sales of $461.3 billion in 2025, a record annual total. Equitable said independent broker-dealers represented more than half of all registered annuity product sales in 2025, with RILA accounting for the largest share of growth within that group.
来源：Insurance Business（引 Equitable 公司业绩与 LIMRA 数据） https://www.insurancebusinessmag.com/us/news/life-insurance/equitable-retirement-premiums-jump-14-as-rila-leads-ahead-of-corebridge-close-595938.aspx
来源：Equitable Holdings
发布：GSM·美国（发布链接）
图片来源：图：纽约Equitable大楼。Beyond My Ken 摄，CC BY-SA 4.0，经 Wikimedia Commons。 / Photo: The Equitable Building in New York. Photo by Beyond My Ken, CC BY-SA 4.0, via Wikimedia Commons.
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