Anthropic为Claude上线个人理财测试版：经Plaid只读连接银行账户、最多16家银行与24个月交易记录，美国付费用户先行
Anthropic 11月5日宣布为其超级智能（SI）助手 Claude 推出 Personal Finance（个人理财）功能，本周起在美国以测试版形式逐步推送，面向 Pro、Max 与 Ultra 三档付费个人订阅用户，Free、Team 与 Enterprise 计划不在此轮范围内。用户可把自己选定的银行与信用卡账户连接到 Claude，用日常语言就自己的余额与交易提问。
权限边界方面，该功能经金融数据网络 Plaid 建立连接，访问为只读：按 Anthropic 的原话，Claude 不能转移、管理或投资用户的钱，该功能也不是为提供投资建议而设计的。数据范围方面，按 Anthropic 帮助中心口径，Claude 对每个连接账户可读取银行名称、账户名称与类型、末四位数字、余额、信用额度，以及最长24个月的交易记录；用户最多可连接16家美国银行的账户，认证经 Plaid 完成，Anthropic 表示 Claude 不会索取或看到用户的银行密码。公司还表示，该功能没有广告与赞助推荐，Anthropic 不借此销售自家的信用卡、贷款或储蓄账户；Personal Finance 中心内的对话不用于训练其模型。
投放方式方面，该功能在 Claude 网页版、桌面版与 iOS、Android 应用上提供，采取分批推送，部分符合条件的订阅者可能暂时还看不到入口；美国以外地区不显示该功能板块。Anthropic 未在公告中给出测试版转正时间与向其他国家扩展的安排。
（来源：Anthropic）
Anthropic Launches Personal Finance in Claude in Beta: Read-Only Bank Links via Plaid, Up to 16 Banks and 24 Months of Transactions, for U.S. Paid Subscribers First
Anthropic announced on November 5 that it is rolling out Personal Finance in Claude, beginning this week as a beta in the United States for subscribers on the Pro, Max and Ultra plans; the Free, Team and Enterprise plans are not included. Users can connect the bank and card accounts they choose and ask questions about their own balances and transactions in everyday language.
The access is read-only and runs through Plaid, the network that links apps to bank accounts. In Anthropic's words, Claude can't move, manage, or invest your money, and the feature isn't designed to give investment advice. Per Anthropic's help center, for each connected account Claude can see the bank, the account name and type and last four digits, balances, credit limits and up to two years, 24 months, of transactions; users can link accounts at up to 16 U.S. banks. Authentication happens through Plaid, and Anthropic says Claude never asks for or sees the user's bank password. The company also said Personal Finance has no ads or sponsored recommendations, that Anthropic offers no credit cards, loans or savings accounts of its own alongside it, and that conversations in the Personal Finance hub are not used to train its models.
The feature is available on Claude on the web, Claude Desktop and the iOS and Android apps, and is rolling out gradually, so some eligible subscribers may not see it yet; the section does not appear outside the United States. Anthropic gave no date for a general release or for expansion to other countries in the announcement.
(Source: Anthropic)
来源：Anthropic
发布：GSM·美国（发布链接）
图片来源：图：英国大臣 Peter Kyle 到访 Anthropic 旧金山办公室（资料图）。CC BY 2.0，经 Wikimedia Commons。 / Photo: UK Secretary of State Peter Kyle visiting Anthropic in San Francisco (file photo). CC BY 2.0, via Wikimedia Commons.
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