HousingWire周度追踪：房贷利率连降三周需求企稳，在售库存降至902740套
HousingWire 11月7日晚发布周度住房市场追踪：房贷利率连续第三周下降后，市场需求已经企稳，只是企稳，尚未恢复增长。上周全美签约量为51,764套，低于去年同期的59,164套；购房申请周环比小幅下降，同样出现企稳迹象。
库存方面，10月30日至11月6日一周内，全美在售房源从914,833套降至902,740套，库存同比增速为7.18%。新挂牌54,479套，略低于去年同期的55,486套；降价房源占比43%，高于去年同期的42%。
利率方面，房贷利差上周由2.23%升至2.27%，当前房贷利率约为7.17%。HousingWire 分析认为，若利差回到2026年以来的低位，房贷利率可降至约6.72%；但10年期国债收益率的关键位置5.35%自10月初以来一直未破，收益率须跌破4.70%并有持续买盘跟进，房贷利率才有望真正下行。
本周市场重点看10月消费者价格指数（CPI）与生产者价格指数（PPI）两项通胀数据，以及美联储官员讲话对债市的影响。
（来源：HousingWire）
HousingWire Weekly Tracker: Mortgage Rates Fall for a Third Week as Demand Steadies and Inventory Dips to 902,740
Mortgage rates fell for a third straight week and housing demand has stabilized — though not yet grown — according to HousingWire's weekly housing market tracker published on the evening of November 7. Weekly pending sales came in at 51,764 homes, down from 59,164 a year earlier, while purchase applications edged lower week to week and also showed signs of stabilizing.
Total inventory fell from 914,833 to 902,740 homes in the week from October 30 to November 6, with inventory growth running at 7.18% year over year. New listings totaled 54,479, slightly below 55,486 a year earlier, and 43% of listings carried a price cut, up from 42% a year ago.
Mortgage spreads widened to 2.27% from 2.23% a week earlier, leaving mortgage rates at about 7.17%. HousingWire calculates that rates would be near 6.72% if spreads returned to their 2026 lows, but cautions that the 10-year Treasury yield needs to break below 4.70% with follow-through buying before mortgage rates can fall meaningfully; a key 5.35% level on the 10-year has held since early October.
The week ahead brings the October consumer price index (CPI) and producer price index (PPI) inflation reports, along with a series of Federal Reserve speeches that could move the bond market.
(Source: HousingWire)
来源：HousingWire
发布：GSM·美国（发布链接）
图片来源：美国威斯康星州 Holmen 住宅区航拍。（CC0，Wikideas1 摄，经 Wikimedia Commons）
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