14人涉3.73亿美元银行账户接管骗局被起诉，主谋在肯尼迪机场登机口被捕
德克萨斯州达拉斯县达拉斯市消息，美国司法部11月3日宣布，联邦大陪审团起诉14名被告，指控他们策划一起全国性银行账户接管骗局，涉案账户总额逾3.73亿美元，罪名包括共谋电汇欺诈与银行欺诈、银行欺诈、电汇欺诈与加重身份盗窃。起诉书于今年8月26日由大陪审团通过、共22项罪名，在佛罗里达州一名关键同案被告落网后解封。
检方指认的主谋为35岁的达拉斯居民穆罕默德·迪耶耶（Muhamed Dieye），绰号包括「MJ」「JayJay」等。检方说，迪耶耶持有一份电子表格，内含近3000名受害者的个人与企业信息，这些人银行账户合计逾3.73亿美元；团伙自2023年7月至2024年11月间，通过获取个人信息、伪造身份证件、冒充受害者、SIM卡置换与拦截验证码作案，并利用银行与电信机构的内部人员绕过身份验证，受影响机构包括 Truist 银行、美国银行、摩根大通等，起诉书中还有一笔试图向境外银行转移200万美元的交易。
检方说，迪耶耶与家人已搬离达拉斯住所、将大部分物品运往肯尼亚，前往纽约拟乘单程航班赴马来西亚，在肯尼迪国际机场登机口被联邦探员逮捕；他其后被押送至德州北区，与数名同案被告一同被联邦羁押候审。检方表示，银行欺诈共谋罪名成立最高可判30年监禁。起诉书仅为指控，全体被告在被法庭证明有罪之前均属无罪。
（来源：美国司法部）
14 Indicted in $373 Million Bank Account Takeover Scheme; Alleged Ringleader Arrested at JFK Airport Gate
In Dallas, Dallas County, Texas, the U.S. Department of Justice announced on November 3 that a federal grand jury has indicted 14 defendants for allegedly orchestrating a nationwide bank account takeover conspiracy targeting accounts holding more than $373 million, on charges including conspiracy to commit wire fraud and bank fraud, bank fraud, wire fraud and aggravated identity theft. The 22-count indictment was returned on August 26 and unsealed after a key co-defendant was arrested in Florida.
Prosecutors identify the alleged ringleader as Muhamed Dieye, 35, of Dallas, known by aliases including "MJ" and "JayJay." They say Dieye possessed a spreadsheet with detailed personal and business information for nearly 3,000 victims whose bank accounts collectively held over $373 million. From July 2023 through November 2024, the group allegedly obtained personal identifying information, produced counterfeit identification, impersonated victims, carried out SIM swaps and intercepted security codes, using corrupt insiders at banks and telecommunications companies to bypass authentication at institutions including Truist, Bank of America and JPMorgan Chase; the indictment also cites an attempted $2 million transfer to an overseas bank.
Prosecutors say Dieye and his family vacated their Dallas residence, shipped most of their possessions to Kenya and traveled to New York for a one-way flight to Malaysia, where federal agents arrested him at the gate at John F. Kennedy International Airport. He has since been transported to the Northern District of Texas, where he and several co-defendants remain in federal custody pending trial. The bank fraud conspiracy charge carries up to 30 years in prison. An indictment is merely an allegation, and all defendants are presumed innocent until proven guilty.
(Source: U.S. Department of Justice)
来源：美国司法部
发布：GSM·美国（发布链接）
图片来源：图：美国司法部大楼，位于华盛顿特区。图片来源：GSM 固定图库。 / Photo: The U.S. Department of Justice building in Washington, D.C. Source: GSM asset library.
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