林肯金融三季度净收入13.32亿美元：寿险经营收入增至1.30亿美元
Radnor——林肯金融集团（Lincoln Financial）11月5日发布三季度业绩：归属普通股股东净收入13.32亿美元、摊薄每股6.77美元，其中包含年度精算假设审查带来的每股0.47美元不利影响；调整后经营收入3.39亿美元、每股1.72美元，剔除假设审查影响后为4.34亿美元、每股2.20美元。当季总营收54.8亿美元，同比增长14.7%。
按剔除假设审查影响的口径，年金业务经营收入3.04亿美元，环比增长6%；年金销售额43亿美元，环比增长21%，其中固定年金销售额翻倍以上。寿险业务经营收入1.30亿美元，明显高于去年同期的5,400万美元。
团体保障业务经营收入7,700万美元，伤残理赔表现不利；退休计划服务经营收入5,500万美元，同比增长20%。公司期末账户余额为3,590亿美元。
资本方面，控股公司可用流动性升至10亿美元，较2025年底增加约3.5亿美元；公司恢复了5,000万美元股票回购，并赎回4.37亿美元优先股。今年10月，公司完成了与Talcott的再保险交易。
Lincoln Financial Q3 Net Income $1.33 Billion; Life Insurance Earnings Rise to $130 Million
Radnor — Lincoln Financial Group reported third-quarter results on Nov. 5: net income available to common stockholders was $1.332 billion, or $6.77 per diluted share, including an unfavorable $0.47 per share impact from its annual actuarial assumption review. Adjusted operating income was $339 million, or $1.72 per share, and $434 million, or $2.20 per share, excluding the review impact. Total revenue rose 14.7% year over year to $5.48 billion.
Excluding the assumption review, annuities operating income was $304 million, up 6% sequentially, and annuity sales were $4.3 billion, up 21% sequentially, with fixed annuity sales more than doubling. Life insurance operating income was $130 million, up sharply from $54 million a year earlier.
Group protection operating income was $77 million, reflecting unfavorable disability claims, while retirement plan services earned $55 million, up 20% year over year. Account values ended the quarter at $359 billion.
Holding company available liquidity rose to $1 billion, about $350 million above year-end 2025. The company resumed $50 million of share repurchases and redeemed $437 million of preferred stock, and in October it closed its reinsurance transaction with Talcott.
来源：林肯金融集团
发布：GSM·美国（发布链接）
图片来源：图：位于北卡罗来纳州 Greensboro 的林肯金融大楼。Taber Andrew Bain from Richmond, VA, USA，CC BY 2.0，经 Wikimedia Commons。 / Photo: The Lincoln Financial Building in Greensboro, North Carolina. Photo by Taber Andrew Bain from Richmond, VA, USA, CC BY 2.0, via Wikimedia Commons.
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