全美三季度都会区房价78%上涨：全国中位价432,900美元同比涨1.7%，西部回落0.6%
全美房地产经纪人协会（National Association of REALTORS，NAR）发布2026年第三季度都会区住房价格报告：在统计的约235个都会区中，78%的都会区单户现房价格同比上涨，低于二季度的80%；两位数涨幅的都会区占4%。
全国单户现房中位价同比上涨1.7%，至432,900美元。分区域看：东北部中位价561,500美元、涨4.0%；中西部342,500美元、涨3.6%；南部374,900美元、涨1.0%；西部629,000美元、跌0.6%，是唯一回落的区域。
涨幅居前的都会区包括密西西比州Gulfport-Biloxi-Pascagoula（涨11.0%）、纽约州Rochester（涨10.9%）与密西西比州Jackson（涨10.1%）。最贵的都会区仍是加州San Jose-Sunnyvale-Santa Clara，中位价1,920,000美元。
负担能力方面，按20%首付计算，典型住房月供2,251美元，占家庭收入的24.1%；首购族购买368,000美元的入门房、付10%首付，月供2,208美元，占收入的36.3%。
NAR首席经济学家Lawrence Yun表示，过去七年美国房主的平均住房财富增加了约146,000美元，房价整体仍在涨，但区域分化明显，西部高价市场出现修正。
（来源：全美房地产经纪人协会）
Home Prices Rose in 78% of Metro Areas in Q3: National Median at $432,900, Up 1.7%, While the West Slipped 0.6%
The National Association of REALTORS (NAR) has released its metropolitan housing price report for the third quarter of 2026: single-family existing-home prices rose year over year in 78 percent of the roughly 235 metro areas tracked, down from 80 percent in the second quarter, and 4 percent of metros saw double-digit gains.
The national median single-family existing-home price rose 1.7 percent from a year earlier to $432,900. By region, the Northeast median was $561,500, up 4.0 percent; the Midwest $342,500, up 3.6 percent; the South $374,900, up 1.0 percent; and the West $629,000, down 0.6 percent, the only region to fall.
The fastest gains were in Gulfport-Biloxi-Pascagoula, Mississippi (up 11.0 percent), Rochester, New York (up 10.9 percent) and Jackson, Mississippi (up 10.1 percent). The most expensive metro remained San Jose-Sunnyvale-Santa Clara, California, at a median of $1,920,000.
On affordability, the monthly payment on a typical home with 20 percent down was $2,251, or 24.1 percent of household income; a first-time buyer purchasing a $368,000 starter home with 10 percent down would pay $2,208 a month, 36.3 percent of income.
NAR Chief Economist Lawrence Yun said the average homeowner has gained about $146,000 in housing wealth over the past seven years, and that prices are still rising overall but with clear regional divergence, including a correction in high-priced Western markets.
(Source: National Association of REALTORS)
来源：全美房地产经纪人协会
发布：GSM·美国（发布链接）
图片来源：San Jose与硅谷天际线（资料图），该都会区房价居全美首位。Tom Pavel 摄，CC BY 2.0，经 Wikimedia Commons。 / The San Jose and Silicon Valley skyline (file photo); the metro has the nation's highest home prices. Photo by Tom Pavel, CC BY 2.0, via Wikimedia Commons.
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