AIG第三季度净利8.44亿美元：调整后每股收益2.06美元超预期，保费增长7%
美国国际集团（AIG）11月3日公布2026年第三季度业绩：归属普通股股东净利8.44亿美元、每股摊薄收益1.60美元，高于去年同期的5.19亿美元、每股0.93美元；调整后税后收入11亿美元、每股2.06美元，低于去年同期的12亿美元、每股2.20美元，但高于市场预期的1.89美元。
一般保险业务净承保保费同比增长7%至66.5亿美元，商业与个人保险业务均有增长；但承保利润同比下降29%至5.64亿美元，巨灾损失达2.83亿美元（去年同期1亿美元，主要来自北美强对流风暴），综合成本率由去年同期的86.8%升至91.3%。
投资方面，第三季度净投资收益11亿美元，同比增长约42%，主要来自投资公允价值变动与可供出售固定到期证券收益上升。
总裁兼首席执行官 Eric Andersen 表示，AIG 第三季度盈利能力与保费增长强劲，为2026年前九个月的出色表现收官；公司仍在按投资者日设定的财务目标推进，各业务线保费普遍增长。AIG 将于11月4日上午8时30分（美东时间）举行电话会议解读业绩。
（来源：美国国际集团）
AIG Third-Quarter Net Income Reaches $844 Million: Adjusted EPS of $2.06 Beats Estimates as Premiums Grow 7%
American International Group, Inc. (AIG) reported third-quarter 2026 results on November 3: net income attributable to AIG common shareholders was $844 million, or $1.60 per diluted common share, compared to $519 million, or $0.93, in the prior year quarter. Adjusted after-tax income was $1.1 billion, or $2.06 per diluted share, compared to $1.2 billion, or $2.20, in the prior year quarter, and above the $1.89 consensus estimate.
General Insurance net premiums written rose 7% to $6.65 billion, driven by growth across commercial and personal insurance businesses. General Insurance underwriting income fell 29% to $564 million, as total catastrophe-related charges reached $283 million, compared with $100 million a year earlier, driven by severe convective storms in North America; the combined ratio was 91.3%, compared with 86.8% in the year-ago quarter.
Total net investment income for the quarter was $1.1 billion, up about 42% from $772 million in the prior year quarter, primarily due to changes in the fair value of AIG's investments and higher income on available-for-sale fixed maturity securities.
"AIG delivered strong profitability and premium growth in the third quarter rounding out an outstanding first nine months of 2026," said Eric Andersen, AIG President and Chief Executive Officer, adding that the company remains on track to meet the financial objectives outlined at its investor day. AIG will host a conference call on November 4 at 8:30 a.m. ET to review the results.
(Source: American International Group, Inc)
来源：美国国际集团
发布：GSM·美国（发布链接）
图片来源：图：AIG 位于纽约的大楼夜景。CC BY 2.0，经 Wikimedia Commons。 / Photo: AIG's New York building at dusk. CC BY 2.0, via Wikimedia Commons.
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