美国9月个人收入增0.2%、消费支出增0.5%：BEA公布储蓄率3.8%、PCE价格指数同比涨3.6%
美国商务部经济分析局（BEA）10月29日在 Washington 发布数据：美国2026年9月个人收入增加545亿美元、按月增长0.2%，个人消费支出（PCE）增加1,131亿美元、增长0.5%，居民储蓄率为3.8%。
可支配个人收入（DPI，即个人收入扣除个人现行税款后）9月增加527亿美元、增长0.2%。个人支出总额（PCE、个人利息支付与个人现行转移支付之和）增加1,130亿美元。个人储蓄为9,111亿美元，储蓄率即个人储蓄占可支配个人收入的比例，为3.8%。
9月名义个人收入增长主要来自薪酬与政府社会福利的增加。薪酬方面，增幅由民间工资薪金带动，数据依据劳工统计局（BLS）的现行就业统计；政府社会福利的增幅主要来自医疗保险（Medicare），依据联邦医疗保险和医疗补助服务中心与联邦预算数据。
消费支出方面，9月名义PCE增加1,131亿美元，其中商品支出增加351亿美元、服务支出增加781亿美元。经价格调整后的实际PCE增加26亿美元、按月增幅不到0.1%；实际可支配个人收入则下降0.3%，8月为持平。
价格方面，9月PCE价格指数按月上涨0.5%，剔除食品和能源后上涨0.3%；与上年同期相比，PCE价格指数上涨3.6%，核心指数上涨3.1%。8月对比数据为：名义个人收入与可支配收入各增0.3%，名义PCE增0.9%，PCE价格指数涨0.3%。
BEA同时依修订后的就业统计数据更新了7月与8月估算，个人利息收入的修订主要来自货币利息。下一期《个人收入与支出》报告（2026年10月数据）定于11月25日上午8时30分（东部时间）发布。
US Personal Income Rose 0.2% in September as Consumer Spending Climbed 0.5%, BEA Reports Saving Rate at 3.8%
The U.S. Bureau of Economic Analysis (BEA) of the Department of Commerce reported on October 29 in Washington that U.S. personal income increased $54.5 billion (0.2 percent at a monthly rate) in September 2026, while personal consumption expenditures (PCE) rose $113.1 billion (0.5 percent) and the personal saving rate was 3.8 percent.
Disposable personal income (DPI) — personal income less personal current taxes — increased $52.7 billion (0.2 percent). Personal outlays, the sum of PCE, personal interest payments, and personal current transfer payments, increased $113.0 billion. Personal saving was $911.1 billion, and the saving rate, personal saving as a percentage of DPI, was 3.8 percent.
The September increase in current-dollar personal income primarily reflected increases in compensation and in government social benefits. Within compensation, the increase was led by private wages and salaries, based on the Bureau of Labor Statistics' Current Employment Statistics. The increase in government social benefits was led by Medicare, based on data from the Centers for Medicare & Medicaid Services and the Budget of the U.S. Government.
Current-dollar PCE rose $113.1 billion in September, reflecting increases of $35.1 billion in spending on goods and $78.1 billion in spending on services. Real PCE increased $2.6 billion (less than 0.1 percent), while real DPI decreased 0.3 percent after no change in August.
On prices, the PCE price index increased 0.5 percent from the preceding month and, excluding food and energy, 0.3 percent. From the same month a year ago, the PCE price index increased 3.6 percent and the core index 3.1 percent. In August, current-dollar personal income and DPI had each risen 0.3 percent, current-dollar PCE 0.9 percent, and the PCE price index 0.3 percent.
BEA said estimates for July and August were updated to reflect revised employment data, with the revision to personal interest income led by monetary interest. The next release, Personal Income and Outlays for October 2026, is scheduled for November 25 at 8:30 a.m. EST.
来源：GSM·美国（原文链接）
图片来源：图：美国经济分析局（BEA）2026年9月个人收入与支出官方图表，显示可支配个人收入、个人支出与储蓄率走势。来源：美国商务部经济分析局 BEA 官方发布（美国政府公共领域） / Chart: BEA official chart for Personal Income and Outlays, September 2026. Source: U.S. Bureau of Economic Analysis, U.S. Department of Commerce (public domain).
