国税局：2026财年征税5.6万亿美元创纪录，退税总额增长逾20%、总体平均税率降至12.6%
美国国税局（Internal Revenue Service，IRS）10月29日在 Washington 发布第 IR-2026-129 号新闻稿，宣布该局在2026财年为美国纳税人取得了创纪录的业绩。新闻稿说，在《工作家庭减税法》（Working Families Tax Cuts）通过之后，国税局征得的税收创下历史最高纪录，发放的退税金额也创纪录，惠及人数更多、发放速度也快于以往。
国税局说，2026财年共征收5.6万亿美元税款，较上一年增长近5%，构成支撑美国政府运转的绝大部分收入。与此同时，2026年提交的纳税申报所体现的纳税人平均税率在各个收入层级均有下降。按截至7月中旬提交的个人所得税申报计算，各收入类别的综合平均联邦所得税税率均下降，总体平均税率降至12.6%，较2025年下降4%。
国税局首席执行官 Frank J. Bisignano 说：「在特朗普总统的领导下，国税局凭《工作家庭减税法》实施的减税，为美国工作家庭送上了创纪录的退税。这部减税法是本届政府经济议程的基石。凭借敬业的员工队伍，我们顺利完成了报税季，并继续把国税局转型为数字优先的机构，为纳税人提供尽可能好的体验、改进征收并保护隐私。」
退税方面，本报税季申领的退税总额较去年增长17%，平均退税额增长11%，约90%以电子方式申报的纳税人在不到21天内收到退税。发放给美国民众的退税总额从2025年到2026年增长逾20%。
在纳税人服务方面，纳税人2026年更多转向国税局数字服务。IRS.gov 访问量超过9.54亿次，纳税人查询「我的退税在哪里」（Where's My Refund）状态近4.69亿次。个人在线账户用户约达3,760万户，较上年增长34%，登录次数达2.24亿次；通过在线账户缴纳的税款增长57%，超过1,336亿美元。税务专业人士账户用户增长57%，达51.3万户；通过企业税务账户缴纳的税款激增近250%，达7.266亿美元。
国税局还推出了新的手机应用程序，上线头五天有超过14万名用户下载，其中逾三分之二选择了需要身份验证的个性化体验。本报税季以直接存款方式发放的退税较去年增加12%。
在保护纳税人资金方面，国税局2026财年拦截了约380亿美元面临身份盗用退税欺诈风险的税款，并通过与各州税务机构和私营部门组成的「安全峰会」（Security Summit）伙伴机制加强对欺诈性申报的识别与拦截。国税局还改进了欺诈举报系统，纳税人现可通过 IRS.gov 主页的「举报欺诈」（Report Fraud）按钮或相应页面保密举报涉嫌税务欺诈、诈骗与逃税行为。
新闻稿还提到《工作家庭减税法》创设的「特朗普账户」（Trump Accounts）：这是为18岁以下儿童设立的个人投资账户。目前已为全体儿童开设近7,000万个账户，其中2,700万个已收到来自家人、朋友、捐赠者和美国政府的资金；政府将为2025年1月1日至2028年12月31日期间出生的每名儿童投入1,000美元。国税局表示正通过面向纳税人与税务专业人士的宣传推广这一账户。
IRS: Record $5.6 Trillion Collected in Fiscal 2026, Refunds Up Over 20 Percent and Average Tax Rate Down to 12.6 Percent
The Internal Revenue Service (IRS) announced in Washington on October 29, in news release IR-2026-129, that it achieved record-setting performance for American taxpayers in fiscal year 2026. The IRS said that following passage of the Working Families Tax Cuts, it collected the highest tax revenue in history and delivered record-high refunds, to more people, and faster than ever before.
The IRS said it collected a record $5.6 trillion in taxes in fiscal year 2026, an increase of nearly 5 percent from the previous year, representing most of the revenue that supports the operations of the U.S. government. At the same time, the average tax rate paid by taxpayers declined for all income levels for returns filed in 2026. Based on individual income tax returns filed through mid-July, the overall average federal income tax rate fell to 12.6 percent, a decrease of 4 percent from 2025.
IRS Chief Executive Officer Frank J. Bisignano said: "Under the leadership of President Donald J. Trump, the IRS delivered to America's working families historic refunds due to the tax cuts enacted in the Working Families Tax Cuts, which represent the cornerstone of the administration's economic agenda. With our dedicated workforce, we delivered a successful tax filing season and continue to transform the IRS into a Digital-First agency that provides the best possible experience for taxpayers, improves collections, and safeguards privacy."
During the filing season, the total dollar amount of refunds claimed increased by 17 percent over last year and the average refund was up by 11 percent, with about 90 percent of filers who filed electronically receiving refunds in less than 21 days. The total amount of refunds dispersed to Americans increased by over 20 percent from 2025 to 2026.
On taxpayer service, IRS.gov recorded more than 954 million visits and taxpayers conducted nearly 469 million Where's My Refund status checks. Individual Online Account users reached approximately 37.6 million, a 34 percent increase from the prior year, with 224 million account logins. Payments made through IRS Online Accounts increased 57 percent to more than $133.6 billion. Tax Professional Account users increased 57 percent to 513,000, while payments through the Business Tax Account surged nearly 250 percent to $726.6 million.
The IRS also launched a new mobile app; during the first five days after launch, over 140,000 customers downloaded it, with over two-thirds choosing the new personalized experience using authentication. This filing season, 12 percent more refunds were issued via direct deposit compared to last year.
On protecting taxpayer dollars, the IRS protected approximately $38 billion in tax revenue from identity theft refund fraud in fiscal year 2026, working through the Security Summit partnership with state tax agencies and private-sector companies. The agency also improved its fraud referral system, adding a Report Fraud button on the IRS.gov homepage and an online reporting option for suspected tax fraud, scams and evasion.
The release also described Trump Accounts, individual investment accounts for children under 18 created by the Working Families Tax Cuts. Nearly 70 million Trump Accounts are now open for all children, and 27 million have already received funds from families, friends, donors and the U.S. government, which is contributing $1,000 to each child born between January 1, 2025, and December 31, 2028. The IRS said it is actively promoting adoption of the accounts.
来源：GSM·美国（原文链接）
图片来源：图：位于 Washington 的美国国税局（IRS）总部大楼。GSM联邦机构固定图库照片，公共领域。 / Photo: U.S. Internal Revenue Service headquarters building in Washington. GSM federal agency library photo, public domain.
