Billings银行经理伪造贷款自批5万美元判8个月：Jordan Hennessy认银行欺诈罪，须赔偿49,997.94美元
美国司法部蒙大拿区联邦检察官 Scott Twito 宣布，位于蒙大拿州 Yellowstone County 的 Billings 联邦法院判处当地银行经理 Jordan Hennessy（38岁）入狱8个月，其后监管释放2年，并须支付49,997.94美元赔偿。Hennessy 已于2026年6月就一项银行欺诈罪认罪，案件由联邦地区法官 Kathleen S. Lane 主持审理。
据法庭文件，Hennessy 任职 First Interstate Bank 期间担任商业客户经理。2022年3月11日，他以父亲名下企业 Stillwater Group, LLC 的名义提交一份10万美元商业贷款申请，声称资金将用于在 Montana 开发房地产项目，并开设了一个把父亲列为共同持有人的支票账户。
由于 Hennessy 本人负责与「借款方」就贷款条件讨价还价，他实际上同时坐在交易的双方：一边是提出申请的人，一边是银行审批的人。这场虚假谈判的结果，是 Stillwater Group 获批5万美元信用额度；Hennessy 随后把这笔钱转入自己的个人支票账户，并最终对该额度违约。
美联储与消费者金融保护局督察长办公室负责总部行动的主管探员 John T. Perez 表示，Hennessy 滥用银行职位谋取私利、现已被绳之以法。联邦存款保险公司督察长办公室主管探员 Justin R. Bundy 表示，本案量刑明确提醒银行内部人员：滥用受托职位实施欺诈者将被追责。本案由上述两个督察长办公室调查，助理联邦检察官 Colin Rubich 负责起诉。
Billings Bank Manager Sentenced to 8 Months for Falsified Loan He Approved to Himself: Jordan Hennessy Pleaded Guilty to Bank Fraud, Ordered to Pay $49,997.94 in Restitution
U.S. Attorney Scott Twito for the District of Montana announced that Jordan Hennessy, 38, of Billings, in Yellowstone County, Montana, was sentenced in federal court in Billings to eight months in prison, followed by two years of supervised release, and ordered to pay $49,997.94 in restitution. Hennessy pleaded guilty in June 2026 to one count of bank fraud. U.S. District Judge Kathleen S. Lane presided.
According to court documents, while employed by First Interstate Bank as its commercial relationship manager in Billings, Hennessy submitted a commercial loan application on March 11, 2022, for $100,000 under the name of his father's business, Stillwater Group, LLC, stating the funds would be used to develop real estate projects in Montana. He then opened a checking account naming his father as a joint owner.
As a First Interstate employee, Hennessy was responsible for negotiating the counteroffer to his own loan request, which allowed him to be on both sides of the transaction, negotiating with himself. The result of the sham negotiation was a $50,000 line of credit issued to Stillwater Group. Hennessy then transferred the funds into his personal checking account and eventually defaulted on the line of credit.
John T. Perez, Special Agent in Charge, Headquarters Operations, Office of Inspector General for the Federal Reserve System and the Consumer Financial Protection Bureau, said Hennessy abused his bank position to commit fraud for his own benefit. Justin R. Bundy, Special Agent in Charge of the FDIC Office of Inspector General, said the sentencing is a clear reminder that bank insiders who abuse their trusted positions will be held accountable. The two inspector general offices conducted the investigation, and Assistant U.S. Attorney Colin Rubich prosecuted the case.
来源：GSM·美国（原文链接）
图片来源：图：位于 Billings, Montana 的 James F. Battin 联邦法院大楼（蒙大拿区联邦地区法院 Billings 驻地、本案宣判地）。照片：Sara goth 摄，CC BY-SA 3.0，经 Wikimedia Commons。 / The James F. Battin United States Courthouse in Billings, Montana, where the sentence was imposed. Photo: Sara goth, CC BY-SA 3.0, via Wikimedia Commons.
