全美房地产经纪人协会NAR：9月待售销售环比降7.3%至指数66.0，四大区域签约量全线下滑
全美房地产经纪人协会（NAR）10月20日在华盛顿发布的待售销售报告显示，美国9月待售销售环比下降7.3%、同比下降11.3%，待售销售指数降至66.0，为该指数2001年设立以来的最低读数。月度签约量在全美四大区域全线下滑，其中西部跌幅最大；同比口径下，四个区域的待售销售同样全部下降。
NAR首席经济学家 Lawrence Yun 说：「9月市场状况因抵押贷款利率快速上升而转弱。尽管就业增长和收入增加可以支撑购房，住房负担能力受抵押贷款利率变化的影响更大。」他表示，鉴于抵押贷款利率的涨幅已经远超美联储短期利率的加息幅度，抵押贷款利率可能正在见顶，但能源价格上涨及其通胀压力仍高度不确定。
分区域月度变化为：西部下降9.2%、南部下降8.2%、中西部下降6.5%、东北部下降4.2%；同比变化为：西部下降15.0%、南部下降12.0%、东北部下降9.4%、中西部下降8.7%。Yun 还表示，尽管取得抵押贷款不易，困境房产数量有限正支撑房价保持稳定，买卖双方可能只是在等待抵押贷款利率转向有利。待售销售以已签约未交割的合同为统计对象，是成屋销售的先行指标。
NAR: Pending Home Sales Fell 7.3 Percent in September to an Index Reading of 66.0, Contract Signings Down in All Four Regions
Pending home sales in the United States decreased 7.3 percent month-over-month and 11.3 percent year-over-year in September, with the Pending Home Sales Index falling to 66.0, its lowest reading since the series began in 2001, according to the National Association of REALTORS (NAR) Pending Home Sales report released in Washington on October 20. Month-over-month contract signings declined in all four major U.S. regions, with the West posting the largest decrease, and year-over-year pending sales also declined in all four regions.
'Market conditions weakened in September due to fast-rising mortgage rates,' said NAR Chief Economist Lawrence Yun. 'Although job growth and income gains can support home purchases, housing affordability is more affected by changes in mortgage rates.' He said that, given mortgage rates have already risen much more than the Federal Reserve's short-term interest rate hikes, mortgage rates could be topping out, although rising energy prices and the resulting inflationary pressure remain highly uncertain.
By region, month-over-month pending sales fell 9.2 percent in the West, 8.2 percent in the South, 6.5 percent in the Midwest and 4.2 percent in the Northeast; year-over-year, they fell 15.0 percent in the West, 12.0 percent in the South, 9.4 percent in the Northeast and 8.7 percent in the Midwest. Yun added that, despite the difficulty of obtaining a mortgage, the limited number of distressed properties is keeping home prices steady, and buyers and sellers may simply be holding back until mortgage rates move favorably. Pending home sales, based on contract signings, are a forward-looking indicator of existing-home sales.
来源：GSM·美国（原文链接）
图片来源：一栋挂出售牌的住宅（资料图）。Infrogmation of New Orleans 摄，CC BY-SA 3.0，经 Wikimedia Commons。 / A house offered for sale (file photo). Photo by Infrogmation of New Orleans, CC BY-SA 3.0, via Wikimedia Commons.
