美国社会保障署宣布2027年福利上调3.6%：7600万人受益，退休金月均约增75美元
美国社会保障署（SSA）10月14日在马里兰州巴尔的摩宣布，2027年社会保障福利将上调3.6%，涵盖老年、遗属与残障保险（OASDI）以及补充保障收入（SSI），近7200万名社会保障受益人将从2027年1月起看到增额，约730万名SSI领取者的增额付款则从2026年12月31日开始发放，合计约7600万美国人受益，退休福利月均约增加75美元。
社会保障署署长 Frank J. Bisignano 说：「社会保障署将为7600万美国人落实这次生活成本调整，让他们获得更大的财务稳定。在特朗普总统领导下，社会保障署正为美国民众提供更好、更快、更高质量的服务。」此次上调即年度生活成本调整（COLA），依据劳工部城镇工资与文职人员消费者价格指数的变化依法计算。
通知安排方面，持有 my Social Security 个人账户的用户可从11月下旬起在线查看自己的COLA通知，比邮寄纸质通知最多早三周；账户持有人还可在账户消息中心选择接收短信或电邮提醒。尚未开通无纸化通知的用户，须在11月18日前创建账户并完成登记才能在线查看；未登记无纸化的受益人将在12月收到邮寄通知。新版通知为简化的一页纸设计，使用通俗、个性化的语言，列明新福利金额与各项扣款的确切日期和金额。民众可通过 ssa.gov/myaccount 创建账户。
Social Security Announces 3.6 Percent Benefit Increase for 2027: 76 Million Americans, Average Retirement Benefit Up About $75 a Month
The U.S. Social Security Administration (SSA) announced in Baltimore, Maryland, on October 14 that Social Security benefits will increase by 3.6 percent in 2027, covering Old-Age, Survivors, and Disability Insurance (OASDI) and Supplemental Security Income (SSI). Nearly 72 million Social Security beneficiaries will see the cost-of-living adjustment (COLA) beginning in January 2027, increased payments to about 7.3 million SSI recipients will begin on December 31, 2026, and about 76 million Americans will benefit in total; on average, Social Security retirement benefits will increase by about $75 per month.
'Social Security will implement this cost-of-living adjustment for 76 million Americans, giving them greater financial stability,' said Commissioner Frank J. Bisignano. 'Under President Donald J. Trump, Social Security is delivering better, faster, higher-quality service for the American people.' The increase is the annual COLA, calculated under law from changes in the Department of Labor's Consumer Price Index for Urban Wage Earners and Clerical Workers.
On notices, individuals with a personal my Social Security account can view their COLA notice online starting in late November, up to three weeks earlier than a paper notice by mail, and can opt into text or email alerts in the account Message Center. People without an account will need to create one and enroll in paperless notices by November 18 to see their notice online; those not enrolled in paperless notices will receive their COLA notice by mail in December. Beneficiaries will receive a simplified, one-page COLA notice in plain, personalized language showing exact dates and dollar amounts of the new benefit and any deductions. Accounts can be created at ssa.gov/myaccount.
来源：GSM·美国（原文链接）
图片来源：美国社会保障署总部大楼（资料图）。Coolcaesar 摄，CC BY-SA 3.0，经 Wikimedia Commons。 / The headquarters of the U.S. Social Security Administration (file photo). Photo by Coolcaesar, CC BY-SA 3.0, via Wikimedia Commons.
