美国8月房价环比上涨0.3%：联邦住房金融局房价指数同比涨2.4%，九大分区五区上涨、中南部东部涨2.1%居首
华盛顿——联邦住房金融局（FHFA）10月27日发布经季节调整的月度房价指数（FHFA HPI）：美国独栋住宅价格8月环比上涨0.3%，7月涨幅由最初报告的0.3%下修为0.2%；截至8月的12个月里，全国房价同比上涨2.4%，涨幅较7月的同比2.5%略有收窄。
分区表现分化明显：全国九个人口普查分区中，五个分区8月房价环比上涨，其中中南部东部分区涨2.1%居首，中北部西部、中南部西部与中北部东部分区也有稳健涨幅；新英格兰分区下跌0.8%，中大西洋分区持平。按同比计算，九个分区房价全部上涨，中北部东部分区涨4.4%居首。
房价续涨之际，房贷利率仍处高位。据路透社报道，30年期固定利率房贷平均利率自今年2月底以来累计上升逾140个基点，上周略有回落、平均为7.32%（房地美 Freddie Mac 数据）。报道称，高房价与高利率叠加加剧了购房负担压力，这一议题也是下周二中期选举竞选讨论的焦点之一。
FHFA房价指数基于房利美（Fannie Mae）与房地美购买或证券化的合规房贷重复销售数据编制，覆盖全美50个州与400多座城市，采用加权重复销售统计方法。联邦住房金融局监管房利美、房地美与11家联邦住房贷款银行，相关机构为美国房贷市场与金融机构提供逾8.7万亿美元资金。该局下一次房价指数报告定于11月24日发布，将包含9月月度数据与第三季度数据。
U.S. House Prices Rise 0.3 Percent in August: FHFA Index Up 2.4 Percent Year over Year, With Five of Nine Census Divisions Higher and East South Central Up 2.1 Percent
Washington, D.C. – U.S. single-family house prices rose 0.3 percent in August from the previous month, according to the seasonally adjusted monthly House Price Index (FHFA HPI) released by the Federal Housing Finance Agency (FHFA) on October 27. July's increase was revised down to 0.2 percent from the 0.3 percent initially reported. Prices rose 2.4 percent in the 12 months through August, easing from a 2.5 percent year-on-year advance in July.
Regionally, monthly house prices increased in five of the nine census divisions in August, rising 2.1 percent in the East South Central division, with solid gains also in the West North Central, West South Central and East North Central divisions. Prices fell 0.8 percent in New England and were unchanged in the Middle Atlantic division. On a year-over-year basis, prices increased in all nine divisions, with the East North Central division posting a 4.4 percent jump.
The increase came despite mortgage rates that have weighed on housing demand. According to Reuters, the average rate on a 30-year fixed-rate mortgage has surged by more than 140 basis points since the end of February; it eased slightly last week, averaging 7.32 percent, according to data from mortgage finance firm Freddie Mac. Reuters reported that higher home prices and mortgage rates have fueled an affordability crisis that has dominated campaign messaging ahead of next Tuesday's midterm elections.
The FHFA HPI measures changes in single-family home values using purchase-only data from Fannie Mae and Freddie Mac, covering all 50 states and more than 400 American cities, using a weighted repeat-sales statistical technique. FHFA regulates Fannie Mae, Freddie Mac and the 11 Federal Home Loan Banks, which together provide more than $8.7 trillion in funding for U.S. mortgage markets and financial institutions. The next HPI report is scheduled for November 24 and will include monthly data through September and third-quarter data.
来源：GSM·美国（原文链接）
图片来源：图：得克萨斯州 Houston 近郊的独栋住宅社区航拍（资料图）。图片：Carol M. Highsmith，美国国会图书馆藏品，公共领域（Wikimedia Commons）。Photo: An aerial view of a single-family housing community near Houston, Texas (file photo). Image: Carol M. Highsmith, Library of Congress collection, public domain (Wikimedia Commons).
