纽约女子Xue Fang Cheng涉无照兑现支票逾110万美元被起诉：司法部查扣约87.5万美元 最高可判5年
美国司法部10月26日宣布，55岁的纽约居民Xue Fang Cheng当天在纽约被捕，纽约东区联邦大陪审团已于10月23日起诉她涉嫌经营无照货币转移业务，检方指控她在2025年3月至2026年7月间为他人无照兑现支票、提供现金超过110万美元，执法部门已查扣约87.5万美元现金。
起诉书指控，Cheng经营一家纽约便利店，为至少三名个人提供无照支票兑现服务，包括一名成人日间护理中心老板和一名卧底执法人员。她将客户支票存入由他人控制的商业银行账户，再按每笔2%至3%的比例收取费用、向客户提供现金，相关交易通过短信和录音留有记录；她曾对卧底人员表示打算「长期做下去」，也承认这项业务「非常危险」。
司法部刑事司代理助理部长科林·麦克唐纳、纽约东区联邦检察官约瑟夫·诺切拉、卫生与公众服务部监察长办公室、联邦国土安全调查局纽约办公室和纽约市警察局共同宣布此案。如罪名成立，Cheng最高可判处5年监禁。司法部强调，起诉书仅为指控，被告在被证明有罪之前推定无罪。
来源：GSM·美国
New York Woman Xue Fang Cheng Charged in $1.1 Million Unlicensed Check-Cashing Scheme: About $875,000 Seized
The Justice Department announced on October 26 that Xue Fang Cheng, 55, of New York, was arrested that day after a federal grand jury in the Eastern District of New York returned an indictment on October 23 charging her with conspiring to operate an unlicensed money transmitting business; prosecutors allege she provided more than $1.1 million in cash through unlicensed check cashing between March 2025 and July 2026, and law enforcement has seized approximately $875,000 in cash.
The indictment alleges Cheng owned a New York convenience store that provided unlicensed check-cashing services to at least three individuals, including a social adult day care center owner and an undercover law enforcement officer. Checks were deposited into business bank accounts controlled by others, and cash was returned to customers for a fee of 2 to 3 percent, with transactions documented through text messages and audio recordings; Cheng allegedly told the undercover officer she planned to "do it long term" and acknowledged the business was "very dangerous."
The case was announced by Acting Assistant Attorney General Colin M. McDonald of the National Fraud Enforcement Division, U.S. Attorney Joseph Nocella Jr. for the Eastern District of New York, and officials from the HHS Office of Inspector General, Homeland Security Investigations in New York and the NYPD. If convicted, Cheng faces a maximum penalty of five years in prison. The Justice Department noted that an indictment is merely an allegation and that the defendant is presumed innocent until proven guilty.
Source: GSM News.
来源：GSM·美国（原文链接）
图片来源：美国司法部大楼标志，摄于华盛顿（G. Edward Johnson，CC BY，维基共享资源）
