纽约55岁华人女子程雪芳被控非法支票兑现：涉案110万美元 联邦大陪审团已起诉
美国司法部10月26日宣布，纽约55岁华人女子程雪芳（Xue Fang Cheng）当天被捕。纽约东区联邦大陪审团此前已对她提出起诉，指控她提供非法支票兑现服务，全案涉案金额约110万美元。
据司法部公布，这份起诉书由纽约东区联邦大陪审团于10月23日递交，程雪芳被控在未获许可的情况下经营支票兑现业务。司法部将此案定性为一宗涉案约110万美元的非法支票兑现案，她于10月26日被执法人员逮捕。
支票兑现是代客户将支票兑换为现金的服务，经营者须依法取得许可，并遵守金融监管的各项要求。未经许可提供此类服务，即是在监管框架之外运作，属于非法支票兑现，可被追究刑事责任。
司法部在公布这一消息时说明，起诉书所载内容目前仅属指控，尚待法庭审理；本案将由纽约东区联邦法院审理，在法院作出有罪判决之前，被告依法推定无罪。
New York Woman Xue Fang Cheng, 55, Charged in $1.1 Million Illegal Check Cashing Scheme
The U.S. Department of Justice announced on October 26 that Xue Fang Cheng, 55, a Chinese woman from New York, was arrested that day. A federal grand jury in the Eastern District of New York had already indicted her, charging her with providing illegal check cashing services in a case involving about $1.1 million.
According to the Justice Department, the indictment was returned by the federal grand jury in the Eastern District of New York on October 23, charging Cheng with operating a check cashing business without a license. The department billed the case as an illegal check cashing scheme involving about $1.1 million, and she was taken into custody by law enforcement on October 26.
Check cashing is a service that converts checks into cash for customers; operators must be licensed as required by law and comply with financial regulatory requirements. Providing such services without a license means operating outside the regulatory framework, which constitutes illegal check cashing and can bring criminal liability.
In announcing the case, the Justice Department noted that the contents of the indictment are, at this stage, allegations only and remain to be tried in court; the case will be heard in the federal court for the Eastern District of New York, and the defendant is presumed innocent unless and until she is proven guilty in a court of law.
来源：GSM·美国（原文链接）
图片来源：Ajay Suresh / Wikimedia Commons (CC BY 2.0)
