俄罗斯“硬币周”10月26日开始：全国银行网点免费兑换零钱至11月7日
10 月 26日，俄罗斯一年一度的“硬币周”活动正式开始，全国参与活动的银行网点将开放受理硬币兑换，活动持续至 11 月 7日。活动期间，市民可以将家中积攒的零钱拿到参与活动的银行与商店，免费兑换为纸币，或将等值金额存入账户、转入存款，兑换过程不收取手续费。这一活动由俄罗斯银行组织，俄罗斯大型银行均参与其中。俄罗斯工业通讯银行方面表示，任何人都可以在该行网点将积攒的硬币兑换为俄罗斯银行发行的纸币，也可以选择将等值金额转入账户或存款。硬币在流通中常常沉淀在家庭存钱罐里，既增加了央行的铸币成本，也造成了流通中的硬币短缺，“硬币周”正是为了解决这一问题而设：通过集中回收，让硬币重新回到流通中，减少新币铸造的需要。对普通市民而言，这是一次清理家中零钱的好机会，尤其适合家中有大量小面额硬币的家庭。不过，参与兑换前最好先将硬币按面额分类整理，部分网点对一次兑换的数量可能有实际操作上的安排，提前电话咨询可以节省排队时间。近年来，随着电子支付的普及，硬币的使用频率有所下降，但现金交易在俄罗斯许多地区仍占重要地位，硬币的流通效率依然是央行关注的课题。
Russia's “Coin Week” Begins October 26: Free Coin Exchange at Bank Branches Nationwide Until November 7
On October 26, Russia's annual “Coin Week” officially began; participating bank branches across the country will accept coin exchanges, and the campaign runs until November 7. During the campaign, residents can take coins accumulated at home to participating banks and shops and exchange them free of charge for banknotes, or have the equivalent amount paid into an account or deposit, with no handling fee charged for the exchange. The campaign is organised by the Bank of Russia, with Russia's major banks taking part. Promsvyazbank said anyone can exchange accumulated coins at its branches for banknotes issued by the Bank of Russia, or choose to have the equivalent amount transferred into an account or deposit. Coins in circulation often settle in household piggy banks, which both increases the central bank's minting costs and causes shortages of coins in circulation; “Coin Week” was created precisely to solve this problem: by collecting coins in a concentrated way, it puts them back into circulation and reduces the need to mint new coins. For ordinary residents, this is a good opportunity to clear out small change at home, especially for families with large amounts of small-denomination coins. However, it is best to sort coins by denomination before exchanging, and some branches may have practical arrangements for the quantity exchanged at one time, so calling ahead can save queuing time. In recent years, with the spread of electronic payments, the frequency of coin use has declined, but cash transactions still account for an important share in many parts of Russia, and the efficiency of coin circulation remains a topic of concern for the central bank.
来源：GSM·美国（原文链接）
图片来源：俄罗斯5卢布硬币（资料图）。摄影：The original uploader was Fallschirmjäger at English Wikipedia.，Public domain，取自 Wikimedia Commons。Photo: Russian 5-ruble coin (file photo). Credit: The original uploader was Fallschirmjäger at English Wikipedia., Public domain, via Wikimedia Commons.
