Coinbase爱尔兰10月26日被报支付325万欧元罚款：了结客户资金保障旧案
10 月 26 日的消息称，加密货币交易平台 Coinbase 的爱尔兰公司已支付 325万欧元罚款，以了结爱尔兰央行对其客户资金保障做法的历史问题的调查。根据 10 月 26日公布的报道，争议的第五个问题是程序性的：Coinbase爱尔兰在提交原始牌照申请后，改变了部分资金保障做法，但没有按照牌照条款的要求，将每一项变化都通知爱尔兰央行。Coinbase在自己的声明中明确表示，没有任何客户因此遭受经济损失，也没有任何客户曾无法使用自己的资金，总体上对客户没有影响。公司表示，自那以来已经加强了资金保障流程，包括增加专门的担保债券、任命专门的资金保障负责人，其修订后的做法自 2025 年 1月以来已通过两轮独立第三方验证，没有发现遗留问题。这一和解出现的时机，正值欧洲监管机构在欧盟加密资产市场法规框架下，更加密切地关注交易平台如何保管客户资金，而爱尔兰长期以来是多家大型加密公司在欧洲经济区的运营枢纽。对普通用户而言，监管和解本身并不意味着平台当前服务发生变化，但它提醒投资者，加密资产仍属于高风险领域，选择平台时应关注其牌照与资金隔离安排。
Coinbase Ireland Reported on October 26 to Have Paid a €3.25 Million Fine: Settling a Legacy Client-Fund Safeguarding Case
News on October 26 said that the Irish arm of cryptocurrency exchange Coinbase has paid a fine of 3.25 million euros to settle the Central Bank of Ireland's investigation into historical issues with its client fund safeguarding practices. According to reports published on October 26, the fifth issue in the dispute was procedural: after submitting its original licence application, Coinbase Ireland changed some of its safeguarding practices but did not notify the Central Bank of Ireland of every change as required by the terms of its licence. Coinbase stated clearly in its own statement that no client suffered any financial loss as a result, no client was ever unable to access their funds, and overall there was no impact on clients. The company said it has since strengthened its safeguarding processes, including adding a dedicated surety bond and appointing a dedicated safeguarding officer, and that its revised practices have passed two rounds of independent third-party verification since January 2025 with no legacy issues found. The settlement comes as European regulators, under the EU's Markets in Crypto-Assets framework, are paying closer attention to how exchanges custody client funds, and Ireland has long been an operating hub in the European Economic Area for several large crypto companies. For ordinary users, the regulatory settlement itself does not mean the platform's current services have changed, but it is a reminder that crypto assets remain a high-risk area and that investors should pay attention to a platform's licence and fund segregation arrangements when choosing one.
来源：GSM·美国（原文链接）
图片来源：都柏林利菲河（资料图）。摄影：DXR，CC BY-SA 4.0，取自 Wikimedia Commons。Photo: River Liffey, Dublin (file photo). Credit: DXR, CC BY-SA 4.0, via Wikimedia Commons.
