柬埔寨启动AGRIFIN农业金融计划：300万美元发展资金撬动逾3000万美元农贷
10月25日，柬埔寨政府与联合国共同批准农业金融计划AGRIFIN（农业金融促进农村包容性繁荣计划），目标是为柬埔寨农民与农业企业撬动逾3000万美元的银行与小额信贷贷款。批准决定是在金边举行的柬埔寨农业论坛与博览会2026期间的两场论坛上作出的。
联合国驻柬埔寨协调员弗拉丹卡·安德烈耶娃表示，计划以300万美元发展资金为杠杆，经可持续发展目标联合基金通过柬埔寨信贷担保公司降低金融机构的放贷风险。安德烈耶娃说，农民难以获得负担得起的信贷，往往只能借非正规贷款，或在价格低迷时被迫出售收成；新资金将覆盖种子、机械、灌溉泵与仓储等环节，也支持农产品增值活动。
计划目标惠及菩萨、马德望、班迭棉吉、暹粒、磅同、柏威夏与奥多棉吉七省的7000名农民，其中至少一半为女性，女性主导的企业将是融资与经营辅导的重点对象。计划还包括设计农业专属贷款产品、提升农民与合作社的财务管理能力，安德烈耶娃表示还款资金可循环用于新的贷款。
Cambodia Launches AGRIFIN Scheme to Mobilise Over $30 Million in Farm Loans
Cambodia's government and the United Nations approved the AGRIFIN programme (Agricultural Finance for Inclusive Rural Prosperity) on October 25, aiming to channel more than $30 million in bank and microfinance loans to Cambodian farmers and agricultural businesses. Approval came during two forums held in Phnom Penh as part of the Cambodia Agriculture Forum and Exhibition 2026.
UN Resident Coordinator Vladanka Andreeva said the initiative would use $3 million in development funding, channelled from the Joint SDG Fund through the Credit Guarantee Corporation of Cambodia, to reduce lenders' risks. She said farmers' difficulty obtaining affordable credit often leaves them borrowing informally or selling harvests when prices are low; the financing is intended to cover seeds, machinery, irrigation pumps and storage, as well as value-adding activities.
AGRIFIN targets 7,000 farmers across Pursat, Battambang, Banteay Meanchey, Siem Reap, Kampong Thom, Preah Vihear and Oddar Meanchey provinces, at least half of them women, with women-led businesses a priority for financing and business support. The programme will also design agriculture-specific loans and build farmers' and cooperatives' financial management skills, and Andreeva said repayments could fund further loans.
来源：GSM·美国（原文链接）
图片来源：图：柬埔寨农民在稻田插秧。图片：Brad Collis / Wikimedia Commons，CC BY 2.0
