Long Beach获联邦经济发展署75万美元补助：小企业贷款1万美元起、期限最长25年
位于加州洛杉矶县的 Long Beach 市经济发展与机会部（Department of Economic Development & Opportunity）宣布，市府获得美国经济发展署（EDA）75 万美元拨款，用于扩充市府小企业贷款项目，帮助本地创业者与小企业主以可负担的成本取得创业与扩张资金。市府新闻稿发布于 10 月 23 日。
这笔拨款将注入两个贷款项目：微型企业贷款计划（Microenterprise Loan Program）与 Grow Long Beach Fund，为本地企业提供低息资金与过桥式缺口融资。贷款金额从 1 万美元的微型贷款到数十万美元不等，视企业需求与资格而定；利率为固定利率，按联邦规定取 4% 与《华尔街日报》基准利率的 75% 两者中的较低者，最高不超过基准利率加 1 个百分点；期限通常为 5 至 10 年，最长 25 年。贷款资金可用于营运资金、设备采购、营业支出或租赁场所装修。
有意申请者可拨打市府 BizCare 热线 562-570-4249 或电邮 [email protected] 咨询，也可访问 longbeach.gov/bizdev 了解项目详情。据市府统计，自 2001 年以来，Long Beach 已发放超过 790 万美元小企业贷款，创造或保留了 650 个就业岗位。
来源：GSM·美国
Long Beach Receives $750,000 Federal Grant to Expand Small Business Loans Starting at $10,000
The City of Long Beach's Department of Economic Development & Opportunity, in Los Angeles County, California, has received a $750,000 grant award from the U.S. Economic Development Administration (EDA) to support the city's small business loan programs, which give entrepreneurs and small business owners access to affordable capital to start and grow their businesses in Long Beach. The city's announcement was published on October 23.
The grant will fund the Microenterprise Loan Program and the Grow Long Beach Fund, which provide low-interest capital and gap-financing options. Loan amounts range from $10,000 microloans to larger loans of several hundred thousand dollars, depending on the needs and eligibility of the business. Loans carry fixed interest rates set in accordance with federal requirements, at the lower of 4 percent or 75 percent of the Wall Street Journal Prime Rate, with a maximum of prime plus 1 percent. Terms typically run five to 10 years, with a maximum of 25 years, and funds can be used for working capital, equipment purchases, business expenses or leasehold improvements.
Businesses interested in applying can contact the department's BizCare Hotline at 562-570-4249 or email [email protected], or visit longbeach.gov/bizdev for details. Since 2001, the city says it has issued more than $7.9 million in loans through the programs, resulting in 650 jobs created or retained.
Source: GSM·USA
来源：GSM·美国（原文链接）
图片来源：Long Beach 市政中心（Long Beach Civic Center）（长滩市政府提供，公共领域）— via Wikimedia Commons / The Long Beach Civic Center (City of Long Beach, public domain) — via Wikimedia Commons
