康涅狄格州保险大会10月29日在 Hartford 举行：监管者与业界共议人工智能与保险可负担性
美国康涅狄格州保险厅（Connecticut Insurance Department, CID）与康涅狄格保险与金融服务协会（Connecticut Insurance & Financial Services, CT IFS）10月23日宣布，保险业大会「Insuring the Future 2026」将于10月29日在州府 Hartford 举行，各州保险监管者、保险业领袖、技术专家与政策制定者将齐聚一堂，讨论保险业面临的挑战与机遇。大会当天下午1时开始，下午4时15分设招待会。
本届大会主题是「在不确定时代重写风险」（Rewriting Risk in an Era of Uncertainty），聚焦保险公司、监管者与消费者如何适应技术创新、风险形态变化与消费者预期转变。议程设三场专家讨论：一是「人工智能在保险业：风险与回报」，探讨人工智能给行业带来的创新机会，以及网络安全、隐私、治理与消费者保护方面的挑战；二是「可负担性与可获得性：在变化的风险格局中建立信任」，讨论气候与巨灾风险对保险市场的影响，以及维持消费者保障可及性的办法；三是围绕长寿、健康、退休规划与财务保障趋势，讨论其如何改变保险产品与消费者预期。
康涅狄格州保险专员 Josh Hershman 表示：「保险在帮助个人、企业与社区应对不确定性方面发挥着关键作用。随着风险演变，监管者与业界领袖就创新、韧性、可负担性与消费者保护展开深入讨论十分重要。」CT IFS 副总裁兼执行主任 Susan Winkler 表示，本届大会的专家演讲阵容显示了 Hartford「世界保险之都」的地位，当地保险业主导着从气候、网络安全到人工智能等新兴风险的预测与定价。
Connecticut Insurance Summit Set for October 29 in Hartford: Regulators and Industry to Tackle AI and Affordability
The Connecticut Insurance Department (CID) and Connecticut Insurance & Financial Services (CT IFS) announced on October 23 that Insuring the Future 2026 will be held on October 29 in Hartford, the state capital, bringing together insurance regulators, industry leaders, technology experts, and policymakers to examine the challenges and opportunities shaping the future of insurance. The program begins at 1 p.m., with a reception to follow at 4:15 p.m.
This year's theme, "Rewriting Risk in an Era of Uncertainty," focuses on how insurers, regulators, and consumers are adapting to technological innovation, evolving risk patterns, and shifting consumer expectations. The program features three expert panels: "AI in Insurance: Risk vs. Reward," on how artificial intelligence is transforming the industry and the challenges it raises for cybersecurity, privacy, governance, and consumer protection; "Affordability and Availability: Building Trust in a Changing Risk Landscape," on the impact of climate and catastrophe risk and on maintaining consumer access to coverage; and "Healthy, Wealthy, and Wise," on how longevity, wellness, retirement planning, and financial security trends are influencing insurance products and consumer expectations.
"Insurance plays a critical role in helping individuals, businesses, and communities navigate uncertainty," said Insurance Commissioner Josh Hershman. "As risks evolve, it is important that regulators and industry leaders engage in thoughtful conversations about innovation, resilience, affordability, and consumer protection." Susan Winkler, vice president and executive director of Connecticut Insurance & Financial Services, said the lineup demonstrates Hartford's status as the "Insurance Capital of the World," noting that the local industry leads in predicting and pricing emerging risks from climate to cybersecurity and artificial intelligence.
来源：GSM·美国（原文链接）
图片来源：图：康涅狄格州 Hartford 市中心夜景，左侧白色高塔为 Travelers Tower（资料图）。摄影：Paul Danese，CC BY-SA 4.0，经 Wikimedia Commons。 / Downtown Hartford, Connecticut, at night, with the Travelers Tower at left (file photo), by Paul Danese, CC BY-SA 4.0, via Wikimedia Commons.
