波士顿（Boston）联邦住房贷款银行三季度净利6640万美元：宣布6.72%年化股息，近1000万美元拨入住房计划
波士顿（Boston）联邦住房贷款银行（Federal Home Loan Bank of Boston）10月23日公布2026年第三季度初步、未经审计的财务业绩：当季净利6,640万美元，较上年同期的6,600万美元小幅增长；扣除信贷损失拨备后的净利息收入1.017亿美元，上年同期为1.009亿美元。净利差为0.34%，同比扩大7个基点。该行预计下月向美国证券交易委员会 SEC 提交截至2026年9月30日的季度报告（Form 10-Q）。
行长兼首席执行官 Timothy J. Barrett 表示，三季度盈利保持稳健、受净利息收入增长支持，强劲的资产负债表使该行能满足成员机构不断演变的流动性需求；当季该行拨出近1,000万美元用于平价住房与社区发展计划。其中，平价住房计划（Affordable Housing Program）共拨备770万美元，包括750万美元法定评估与23.9万美元自愿出资；另有220万美元投入该行自主的住房与社区投资计划。
财务状况方面，截至2026年9月30日，该行总资产703亿美元，高于2025年底的688亿美元；预付款（advances）余额389亿美元；投资262亿美元；抵押贷款47亿美元，较2025年底增加4.323亿美元。总资本38亿美元；该行符合全部监管资本比率要求，按截至2026年6月30日的最近数据被监管机构归类为「资本充足」。
股息方面，董事会宣布按年化收益率6.72%派发股息，以三季度平均在外股票为基准，将于2026年11月3日支付；未来股息宣派仍由董事会酌情决定。波士顿联邦住房贷款银行是一家合作制批发型住房金融机构，服务新英格兰六个州，为成员金融机构提供批发资金与流动性，并通过面向低收入家庭的计划支持住房金融、社区发展与经济增长。
Federal Home Loan Bank of Boston Posts $66.4 Million in Third-Quarter Net Income, Declares 6.72% Dividend
The Federal Home Loan Bank of Boston announced its preliminary, unaudited third-quarter 2026 financial results on October 23, reporting net income of $66.4 million for the quarter, a modest increase from $66.0 million in the third quarter of 2025. Net interest income after provision for credit losses was $101.7 million, compared with $100.9 million a year earlier, and the net interest spread was 0.34%, up seven basis points. The bank expects to file its quarterly report on Form 10-Q for the quarter ended September 30, 2026, with the U.S. Securities and Exchange Commission next month.
President and CEO Timothy J. Barrett said third-quarter earnings remained steady, supported by higher net interest income, and that the bank's strong balance sheet positions it well to meet members' evolving liquidity needs. The bank set aside nearly $10 million during the quarter for its affordable housing and community development programs: $7.7 million for the Affordable Housing Program, including a $7.5 million statutory assessment and a $239,000 voluntary contribution, plus $2.2 million for discretionary housing and community investment programs.
Total assets rose to $70.3 billion at September 30, 2026, from $68.8 billion at year-end 2025. Advances totaled $38.9 billion, investments were $26.2 billion, and mortgage loans increased $432.3 million since year-end 2025 to $4.7 billion. Total capital was $3.8 billion, the bank was in compliance with all regulatory capital ratios, and it is classified as "adequately capitalized" based on information as of June 30, 2026.
The board declared a dividend equal to an annual yield of 6.72%, based on average stock outstanding for the third quarter, to be paid on November 3, 2026. The Federal Home Loan Bank of Boston is a cooperatively owned wholesale bank for housing finance in the six New England states, providing wholesale funding and liquidity to member financial institutions and supporting housing finance, community development, and economic growth, including programs targeted to lower-income households.
来源：GSM·美国（原文链接）
图片来源：波士顿（Boston）金融区天际线，该行总部所在地（资料图）。Nelson48 摄，公共领域，经 Wikimedia Commons 取用 / The Boston financial district skyline, where the bank is headquartered (file photo). Photo by Nelson48, public domain, via Wikimedia Commons
