洛杉矶野火幸存者向保险专员候选人寻求承诺：FAIR Plan 已处理 Eaton 与 Palisades 火灾5,400宗索赔
据 MyNewsLA 10月22日报道，洛杉矶野火幸存者当天向加州保险专员候选人寻求承诺，讨论野火灾后保险理赔问题。报道在洛杉矶举行的一场活动上引述了加州 FAIR Plan 的理赔数据。
加州 FAIR Plan 官员表示，该计划已处理来自 Eaton 火灾与 Palisades 火灾的5,400宗索赔，向保单持有人支付了近35亿美元。FAIR Plan 在声明中说：「我们将继续致力于支持受灾害影响的保单持有人。FAIR Plan 按个案评估每宗索赔，并依据所有与财产与意外保险理赔处理相关的法律，在个人保单限额内支付所有承保的索赔，包括烟雾损害索赔。」
FAIR Plan 是由所有获准在加州经营财产保险的保险公司组成的私人协会，其资金主要来自其所售出的保单。它是加州居民在常规市场无法获得火灾保险时的重要承保渠道。
保险专员是加州全州选举产生的职位，负责监管加州保险市场。Eaton 火灾与 Palisades 火灾发生于2025年1月，是洛杉矶县近年来损失最严重的野火事件。
来源：GSM·美国
LA Wildfire Survivors Seek Commitments from Insurance Commissioner Candidates as FAIR Plan Reports 5,400 Eaton and Palisades Claims
Los Angeles wildfire survivors sought commitments from candidates for California insurance commissioner on October 22 in a discussion of wildfire insurance claims, according to MyNewsLA. The report, from an event in Los Angeles, cited claims figures from the California FAIR Plan.
FAIR Plan officials said the plan has handled 5,400 claims from the Eaton and Palisades fires, paying nearly $3.5 billion to policyholders. "We remain committed to supporting our policyholders impacted by disaster," the FAIR Plan said in a statement. "The FAIR Plan evaluates each claim on its own merits, and pays all covered claims, including smoke damage claims, up to the individual policy limits, in compliance with all laws relating to property and casualty insurance claims handling."
The FAIR Plan is a private association composed of all insurers licensed to write property insurance in California, funded primarily through the policies it sells. It serves as a key source of fire coverage for California residents who cannot obtain it in the regular market.
The insurance commissioner is a statewide elected office that regulates California's insurance market. The Eaton and Palisades fires, which struck Los Angeles County in January 2025, were among the most destructive wildfire events in the county in recent years.
Source: GSM, United States
来源：GSM·美国（原文链接）
图片来源：图：野火（资料图），经 Wikimedia Commons。Photo: A wildfire (file photo), via Wikimedia Commons.
