联邦金融素养新战略发布：四大优先事项公布，青少年理财能力居首
美国金融素养与教育委员会（FLEC）10月2日发布新版《国家金融素养战略》。消费者金融保护局（CFPB）同日表示，作为委员会成员机构，支持这项指导全国行动的新战略。委员会由财政部长担任主席，成员包括23个联邦机构负责人及白宫国内政策委员会。
新战略列出四大优先事项：青少年理财能力，从儿童与青少年时期打下基本理财技能基础；储蓄与投资，提高民众对储蓄与投资的认识，其中包括推广面向儿童的新储蓄投资工具 Trump Accounts；数字金融素养，提高民众安全、自信地使用数字金融产品与服务的能力；以及识别与防范欺诈与诈骗。
CFPB 表示，该局已开发以实证为基础的金融教育资源，其青少年金融教育框架提出，儿童与青少年通过发展执行功能、养成积极的金融习惯、积累金融知识与决策技能三块基石，逐步形成成年后的金融福祉。战略全文刊于联邦金融教育网站 MyMoney.gov。
New U.S. National Strategy for Financial Literacy Released: Youth Financial Capability Tops Four Priority Areas
The Financial Literacy and Education Commission (FLEC) released a new National Strategy for Financial Literacy on October 2. The Consumer Financial Protection Bureau (CFPB), a member agency of the commission, said the same day that it supports the new strategy, which guides nationwide action. The commission is chaired by the Secretary of the Treasury and includes the heads of 23 federal agencies plus the White House Domestic Policy Council.
The strategy sets four priority areas: youth financial capability, building a foundation of basic financial skills starting in childhood and young adulthood; saving and investing, including promoting awareness of new savings and investment vehicles such as Trump Accounts for children; digital financial literacy, enabling the safe and confident use of digital financial products and services; and education on avoiding fraud and scams.
The CFPB said it has developed evidence-based financial education resources, and that its youth financial education framework identifies three building blocks children develop: executive functioning skills, positive financial habits and behaviors, and financial knowledge and decision-making skills. The full strategy is posted on MyMoney.gov, the government's financial education website.
来源：GSM·美国（原文链接）
图片来源：图：储蓄罐与硬币。照片：CC0，经 Wikimedia Commons。 / A piggy bank with coins. Photo: CC0, via Wikimedia Commons.
GSM Global · 本篇英文版 English edition of this story
