社安局宣布2027年福利上调3.6% 7600万人受惠 退休金月均约多75美元
美国社会安全局（SSA）10月14日宣布，2027年社会安全福利与补充保障收入（SSI）将按生活成本调整（COLA）上调3.6%，约7600万美国人受惠。近7200万社会安全福利领取者的增额将从2027年1月的福利起生效；约730万SSI领取者的增额付款则从2026年12月31日开始。按平均水平计算，退休福利每月约增加75美元。
根据社安局数据表，2027年预估月均福利示例包括：全体退休人员2170美元（现为2095美元）、夫妇双方均领取者3355美元、全体残障工作者1701美元。COLA依劳工部城市工薪与文职人员消费价格指数（CPI-W）依法计算：2026年第三季度该指数同比涨幅为7月3.4%、8月3.5%、9月3.9%。这是自2023年8.7%以来幅度最大的一次年度调整，高于2026年度的2.8%。社安局局长弗兰克·J·比西尼亚诺（Frank J. Bisignano）表示：「社会安全局将为7600万美国人落实这一生活成本调整，让他们拥有更强的财务稳定性。」
领取者可从11月下旬起通过个人「my Social Security」账户在线查看载明个人新金额的COLA通知，比纸质通知最多早三周；希望在线查看者需在11月18日前开通账户并选择无纸化通知。未选择无纸化者将在12月陆续收到邮寄通知。（GSM 据美国社会安全局公告报道）
2027年度联邦医疗保险（Medicare）B部分保费标准尚未公布，该保费通常直接从社安支票中扣除，领取者实际到手的增幅将取决于保费最终定价。
Social Security Announces 3.6% Benefit Increase for 2027, Averaging About $75 More Per Month for Retirees
The Social Security Administration announced on October 14 that Social Security benefits and Supplemental Security Income (SSI) payments will rise 3.6 percent in 2027 under the annual cost-of-living adjustment (COLA), covering 76 million Americans. The increase begins with January 2027 benefits for nearly 72 million Social Security beneficiaries, while increased SSI payments to about 7.3 million people begin December 31, 2026. On average, retirement benefits will increase by about $75 per month. SSA fact-sheet estimates for 2027 include average monthly benefits of $2,170 for all retired workers (up from $2,095), $3,355 for an aged couple both receiving benefits, and $1,701 for all disabled workers. The COLA is set by law from the Labor Department's Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), which rose 3.4 percent year over year in July 2026, 3.5 percent in August and 3.9 percent in September. It is the largest annual increase since 2023's 8.7 percent, above the 2.8 percent set for 2026. 'Social Security will implement this cost-of-living adjustment for 76 million Americans, giving them greater financial stability,' said Commissioner Frank J. Bisignano. Beneficiaries with a personal my Social Security account can view their COLA notice online starting in late November — up to three weeks before mailed notices, which arrive during December; paperless viewing requires creating an account and opting in by November 18. (GSM, via the Social Security Administration)
Medicare Part B premium amounts for 2027 have not yet been announced; because those premiums are usually deducted directly from Social Security checks, the net increase beneficiaries actually receive will depend on the final premium.
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图片来源：图：位于马里兰州伍德劳恩的美国社会安全局总部（资料图）。图片来源：Wikimedia Commons，CC BY-SA 3.0。Photo: Social Security Administration headquarters in Woodlawn, Maryland (file photo). Image: Wikimedia Commons, CC BY-SA 3.0.
GSM Global · 本篇英文版 English edition of this story
- 2026-10-16 00:41社保局宣布2027年生活成本调整3.6% 平均退休金每月约多75美元
- 2026-10-17 05:50社安局宣布2027年福利上调3.6% 7600万人受惠 退休金月均约多75美元本篇
