巴拿马7.7级强震触发参数保险赔付 CCRIF将支付1740万美元
10月16日，加勒比与中美洲区域参数保险风险池CCRIF SPC宣布，因10月9日巴拿马发生的7.7级强震触发该国参数型地震保险，CCRIF将向巴拿马政府支付1740万美元，将在震后14天内拨付。强震于当地时间10月9日12时56分发生，震中位于阿苏埃罗半岛，多省建筑与道路受损。
CCRIF称，其SPHERA地震模型估算巴拿马境内的峰值地面加速度最高达0.5g，模型测算的政府损失已超过保单起赔点；这份保单经由巴拿马储蓄基金安排购买。CCRIF首席执行官艾萨克·安东尼表示，赔付将为政府提供即时流动资金以支持救灾。
灾情仍在更新。联合国人道主义事务协调厅10月16日简报引述巴拿马国家民防系统数据称，强震已造成首例死亡，受灾人数达13623人；一周后仍有3696人在避难所，其中贝拉瓜斯省马里亚托占2569人。全国4000多户住房受损、879户完全被毁，619所教育中心和67所卫生中心受损；联合国儿童基金会估计近38000人可能需要援助，其中儿童约8300人。
巴拿马自2018年起参加CCRIF，此前因2020年飓风「埃塔」过量降雨和2024年暴雨获3笔赔付、合计约2900万美元，计入本次累计约4700万美元。CCRIF自2007年成立以来已作出83笔赔付、总额逾5亿美元。
CCRIF to Pay Panama US$17.4 Million After Magnitude 7.7 Earthquake Triggers Parametric Cover
CCRIF SPC, the Caribbean and Central American parametric risk pool, announced on October 16 that it will pay US$17.4 million to the government of Panama after the magnitude 7.7 earthquake of October 9 triggered the country's parametric earthquake policy. In line with its rapid-disbursement mandate, the payout will be made within 14 days of the event. The quake struck at 12:56 p.m. local time, with its epicentre near Pitaloza Arriba on the Azuero Peninsula, damaging homes, schools, hospitals, public buildings and roads across several provinces.
Using its SPHERA earthquake model, CCRIF estimated peak ground acceleration of up to 0.5 g in Panama, the only member country above its 0.03 g reporting threshold, and modelled government losses exceeded the policy's attachment point. Panama's cover was purchased through the Fondo de Ahorro de Panamá. Chief Executive Isaac Anthony said the payout would give the government immediate liquidity to support its response.
A UN humanitarian update on October 16, citing Panama's civil protection system SINAPROC, reported the first death from the quake, a hospitalised person who died of injuries, and 13,623 people affected. A week after the quake, 3,696 people remained in shelters, more than 4,000 homes were damaged and 879 destroyed, with 619 education centres and 67 health centres also damaged. Panama has received three previous CCRIF payouts totalling about US$29 million, for excess rainfall in 2020 and 2024; the new payment brings its cumulative total to roughly US$47 million.
来源：GSM·美国（原文链接）
图片来源：图：贝拉瓜斯省首府圣地亚哥-德贝拉瓜斯的主教座堂，该省是此次强震受灾最重的省份之一。图片来源：Apollo18，公共领域。Photo: The cathedral of Santiago de Veraguas, capital of Veraguas, one of the provinces hardest hit by the earthquake. Image: Apollo18, Public domain.
- 2026-10-11 12:44巴拿马强震灾情盘点：27人受伤、无人死亡，147次余震不断；美国应巴拿马请求动员驰援
- 2026-10-12 14:02跟进：巴拿马强震余震逾200次 约900栋房屋受损 周一全国停课
- 2026-10-15 02:41巴拿马网红震后废墟前拍照引争议：格蕾西·邦回应称「我不是在摆拍」已捐款并送物资
- 2026-10-16 17:44巴拿马7.7级强震触发参数保险赔付 CCRIF将支付1740万美元本篇
- 2026-10-17 05:47跟进：巴拿马强震余震已达746次 首例遇难者确认、逾3600人仍住避难所
- 2026-10-21 01:03跟进：巴拿马强震灾后评估获美方专家肯定，美国援助总额增至600万美元
