加州总检察长邦塔与富达数字资产达成50万美元和解：限制用户提取加密货币涉违反加州商品法
Sacramento——加州总检察长罗布·邦塔（Rob Bonta）10月16日宣布，与富达投资（Fidelity Investments）旗下的加密货币子公司富达数字资产服务公司（Fidelity Digital Asset Services，FDAS）达成50万美元和解，了结州政府的指控：该公司过去限制用户提取某些加密货币，违反了《加州商品法》（California Commodity Law）关于商品合约的禁令。
邦塔表示：「加密货币市场或许变幻莫测，但加州的法律不会变。投资者依法有权完全、不受限制地处置自己买到的资产。」他说，FDAS限制加密货币提取，让加州投资者陷入进退两难的境地，构成了违反本州商品法规的非法障碍；总检察长办公室将继续以与任何其他金融机构完全相同的透明、安全与问责标准，要求加密货币平台守法。
总检察长办公室表示，这项调查是在加州司法部2024年9月与Robinhood Crypto达成和解后启动的——该案同样涉及平台不许投资者提取数字资产；调查期间，司法部发现FDAS在运营的头两年也维持了类似的限制。按照加州法律，以投机或投资为主要目的订立的「商品合约」是被禁止的，除非交易商在收到付款后28天内将商品实物交付买方；对于属于商品的加密货币，只有当投资者能够从交易商的平台提取时，才算完成「实物交付」。
总检察长办公室称，FDAS在司法部接洽后确认，该公司此前确实不允许提取加密货币，原因是仍在等待纽约州金融服务厅（NYDFS）的必要许可；NYDFS于2025年4月给予许可后，FDAS随即开通了提取功能。FDAS否认其违反了加州法律。
AG Bonta Reaches $500,000 Settlement With Fidelity Digital Assets Over Crypto Withdrawal Restrictions
SACRAMENTO — California Attorney General Rob Bonta announced on Oct. 16 a $500,000 settlement with Fidelity Digital Asset Services (FDAS), the cryptocurrency subsidiary of Fidelity Investments, resolving allegations that the company's past restrictions on the ability to withdraw certain cryptocurrencies violated the California Commodity Law's (CCL) commodity contract ban.
"While the cryptocurrency market may be ever-changing and shifting, California law is not. Investors have a legal right to full, unrestricted access to what they buy," Bonta said. By restricting cryptocurrency withdrawals, he said, FDAS left California investors in limbo, creating an unlawful barrier that violated the state's commodity regulations, and his office will continue to hold cryptocurrency platforms to the same standards of transparency, safety and accountability as any other financial institution.
The attorney general's office said the investigation was launched following the California Department of Justice's September 2024 settlement with Robinhood Crypto, which similarly addressed a failure to allow investors to withdraw digital assets; during that inquiry, the department learned that FDAS had maintained a similar restriction during its first two years of operation. Under California law, "commodity contracts" entered into primarily for speculation or investment purposes are prohibited unless the dealer physically delivers the commodity to the buyer within 28 days of payment; for cryptocurrencies that are commodities, they are only "physically delivered" once an investor has the ability to withdraw them from the dealer's platform.
Upon being contacted by the Department of Justice, FDAS confirmed that it did not allow withdrawals, explaining that it was awaiting required permission from the New York Department of Financial Services (NYDFS). NYDFS granted permission in April 2025, at which point FDAS enabled withdrawal capabilities. The company disputes that it violated California law.
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图片来源：图：加州总检察长罗布·邦塔官方肖像。图片来源：加州司法部，Wikimedia Commons，公共领域。Photo: Official portrait of California Attorney General Rob Bonta. Image: California Department of Justice, via Wikimedia Commons, public domain.
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