Medicare开放注册10月15日开始：给爸妈换计划，就看这七周
联邦医疗保险（Medicare）年度开放注册期为10月15日至12月7日，期间可更换 Medicare Advantage（C计划）与处方药计划（D计划），新选择2027年1月1日生效。联邦医疗保险和医疗补助服务中心（CMS）预计，2027年 Medicare Advantage 平均保费约为每月12美元（低于今年的约14.37美元）。GSM提醒：比价前先核两件事——常看的医生是否在新计划网络内、常吃的药是否在药品目录里；错过12月7日，全年基本锁定。（GSM综合公开信息整理）
Medicare Open Enrollment Starts October 15: Seven Weeks to Switch Plans
Medicare's Annual Enrollment Period runs October 15 to December 7 — the window to switch Medicare Advantage (Part C) or Part D drug plans, with new choices taking effect January 1, 2027. CMS projects the average Medicare Advantage premium will fall to about $12 a month in 2027, from roughly $14.37 this year. Before switching, check two things: whether your regular doctors are in the new plan's network, and whether your prescriptions are on its drug list. Miss December 7 and you are generally locked in for the year. (Compiled by GSM from public information.)
图片来源：美国卫生与公众服务部大楼，Wikimedia Commons（CC BY-SA 4.0）