IMF 与世行在曼谷发布《曼谷蓝图》应对网络诈骗：全球每年损失约 1万亿美元
据路透社 10 月 14 日报道，国际货币基金组织（IMF）与世界银行当天在曼谷举行的 2026 年年会期间发布了一套应对网络诈骗的框架，文件名为《曼谷蓝图：建设具韧性的反欺诈金融服务》（Bangkok Blueprint for Fraud-Resilient Financial Services）。发布地点在曼谷诗丽吉王后国家会议中心。两家机构表示，该框架供各国政策制定者、监管机构与金融机构等参考使用，但并不构成 IMF 与世界银行的正式政策指引。
泰国副总理兼财政部长艾尼提·尼提坦巴帕（Ekniti Nitithanprapas）在发布活动上表示，数字诈骗与骗局已成为全球性问题，每年给世界经济造成约 1 万亿美元损失，相当于全球 GDP 的约 3%。泰国中央银行行长维泰·拉塔纳功（Vitai Ratanakorn）表示，亚洲占 2024 年全球诈骗损失的67%，本地区在应对这一威胁方面积累了可供各国借鉴的实际经验。报道引述联合国毒品和犯罪问题办公室的数据称，仅亚太地区，诈骗团伙 2025 年从居民手中骗走的金额至少达 880 亿美元，跨国犯罪集团正不断翻新手法以规避执法。IMF 总裁格奥尔基耶娃表示，网络诈骗的扩张正威胁数字金融的成果——数字金融曾让原本无缘金融体系的人群得以使用金融服务。
IMF, World Bank Launch 'Bangkok Blueprint' in Bangkok to Fight Cyber Fraud
The International Monetary Fund and the World Bank on Wednesday released a framework for tackling cyber-enabled fraud during their 2026 Annual Meetings in Bangkok, Reuters reported on October 14. The framework, known as the Bangkok Blueprint for Fraud-Resilient Financial Services, was launched at the Queen Sirikit National Convention Center. The two institutions said the blueprint is aimed at assisting policymakers, regulators, financial institutions and other stakeholders, but is not formal IMF-World Bank policy guidance.
Thai Deputy Prime Minister and Finance Minister Ekniti Nitithanprapas said at the launch that digital fraud and scams have become a global problem, costing the world economy around $1 trillion annually, or about 3% of GDP. Bank of Thailand Governor Vitai Ratanakorn said Asia accounted for 67% of global fraud losses in 2024, adding that the region has accumulated practical experience in combating the threat that other countries can adapt.
According to the United Nations Office on Drugs and Crime, scam gangs in Asia Pacific alone defrauded residents of at least $88 billion in 2025, with transnational crime groups rapidly evolving tactics to stay ahead of law enforcement. IMF Managing Director Kristalina Georgieva said the expansion of cyber fraud is threatening to reverse the gains made by digital finance, which had given people without access to the financial system a way in.
图片来源：曼谷诗丽吉王后国家会议中心（示意，本次年会会场）。图片来源：Wikimedia Commons，กสิณธร ราชโอรส 摄，CC BY-SA 4.0 授权
