迪拜无现金战略提前达标 无现金交易指数90.1% 政府收款99.66%已数字化
迪拜财政部10月9日发布「迪拜无现金战略」重大更新：该战略已提前于原定的两年时间表达成关键目标。迪拜无现金交易指数达到90.1%，超过为2026年设定的90%目标；社区幸福指数同样达到90.1%。
按数字赋能指数，迪拜所有政府部门的交易现均可通过数字支付完成，2026年上半年政府无现金收款比例达到99.66%。该战略由迪拜王储Sheikh Hamdan于2024年10月启动，他对政府与私营部门共同提前达标表示赞赏。
迪拜执行委员会秘书长Abdullah Mohammed Al Basti表示，向无现金经济转型增强了经济的韧性与效率，便利了融资渠道，营造了便捷可靠的交易环境，体现了对迪拜经济的强大信心，并巩固其作为投资目的地与未来经济全球平台的地位。
迪拜的长期目标是100%交易无纸化。对在迪拜生活的华人居民与商户，无现金化意味着从菜市场到政府缴费的支付习惯全面改版：现金找零的场景将越来越少，商户的收款设备与对账方式也需跟上官方节奏。
Dubai Cashless Strategy Exceeds Targets Ahead of Schedule with 90.1 Percent Index
Dubai Finance issued a major update on the Dubai Cashless Strategy on October 9, declaring that it has reached its targets ahead of its scheduled two-year timeframe. Dubai's cashless transactions index reached 90.1 percent, exceeding the 90 percent target set for 2026, and the community happiness index also reached 90.1 percent.
Every government sector transaction is now available as a digital payment under the Digital Enablement Index, and government cashless collections reached 99.66 percent during the first half of 2026. The strategy was launched in October 2024 by Sheikh Hamdan bin Mohammed, Crown Prince of Dubai, who commended the combined efforts of the government and private sectors.
Abdullah Mohammed Al Basti, Secretary General of The Executive Council of Dubai, said the transition toward a cashless economy enhances resilience and efficiency, facilitates access to finance and creates an environment of ease and reliability in transactions, reinforcing Dubai's position as an investment destination and a global platform for the economy of the future.
Dubai's longer-term ambition is for 100 percent of transactions to be paperless. For Chinese residents and merchants in Dubai, the shift rewrites payment habits from markets to government counters, as cash-and-change encounters steadily give way to digital payment by default.
图片来源：图片来源：Khanshahab06 / Wikimedia Commons（CC BY-SA 4.0）
