内华达州 ACA 保费 2027 年平均上涨约 17% 预览期开启

据《里诺公报》约 10 月 6 日报道,在 10 月 5 日开始的开放参保预览期,内华达州平价医疗法案(ACA)市场 2027 年平均保费将上涨约 17%,为近年来最大涨幅之一,反映了全美医疗成本的上升。
州官员表示,涨价的主要推手包括联邦增强保费补贴到期(除非国会延期)、医院与处方药费用上涨。州 ACA 交易平台 Nevada Health Link 敦促消费者在开放参保期仔细比价,指出许多参保人可通过更换计划降低费用。
消费者权益倡导者警告,若补贴不延期,部分中等收入内华达人的月保费可能翻倍。州保险局表示,经审查理赔数据后认定费率合理,已予批准。
开放参保期为 11 月 1 日至次年 1 月中旬。州官员正以英文与西班牙文开展宣传,确保消费者了解自身选择。
(来源:里诺公报)
Nevada ACA Premiums to Rise About 17% in 2027 as Preview Period Opens
Nevadans shopping on the Affordable Care Act marketplace will see average premiums rise about 17% in 2027, the Reno Gazette Journal reported around October 6, as the preview period for open enrollment began October 5. The increase is among the steepest in recent years and reflects rising health care costs nationwide.
State officials said the expiration of enhanced federal premium subsidies — unless Congress extends them — is a major driver of the increase, along with higher hospital and prescription drug costs. Nevada Health Link, the state's ACA exchange, is urging consumers to shop carefully during open enrollment, noting that many enrollees can lower costs by switching plans.
Consumer advocates warned that without extended subsidies, some middle-income Nevadans could see their monthly premiums double. The state's Division of Insurance said it reviewed and approved the rates after finding them justified by claims data.
Open enrollment runs from November 1 through mid-January. State officials are conducting outreach in both English and Spanish to make sure consumers understand their options.
(Source: Reno Gazette Journal)
图片来源:Coolcaesar, CC BY-SA 4.0 (Wikimedia Commons)

