科罗拉多州家庭假保险 2027 年保费率降至 0.86%
科罗拉多州劳工与就业部 10 月 6 日宣布，该州带薪家庭与医疗假保险 2027 年保费率将降至工资的 0.86%。据彭博税务报道，降费反映了项目进入给付第三年财务状况好于预期。
科罗拉多州 FAMLI 项目由选民于 2020 年批准，为新生儿父母、重病员工及看护人提供最长 12 周的带薪假期。保费由雇主与雇员分担，小企业承担比例更低。
州官员表示，强劲的工资增长与低于预期的给付支出充实了项目储备，使降费成为可能。现行费率为 0.9%，新的 0.86% 费率将于 2027 年 1 月 1 日生效。
商界团体对降费表示欢迎；劳工倡导者则指出，项目启动以来已向科罗拉多家庭支付了数亿美元的福利金。
（来源：彭博税务、科罗拉多州劳工与就业部）
Colorado's Paid Family Leave Premium Rate to Drop to 0.86% in 2027
Colorado's paid family and medical leave insurance premium rate will drop to 0.86% of wages in 2027, the state Department of Labor and Employment announced on October 6, Bloomberg Tax reported. The reduction reflects the program's stronger-than-expected finances as it enters its third year of benefits.
Colorado's FAMLI program, approved by voters in 2020, provides up to 12 weeks of paid leave for new parents, workers with serious health conditions, and caregivers. The premium is split between employers and employees, with small businesses paying a reduced share.
State officials said robust wage growth and lower-than-projected benefit payouts have built up the program's reserves, allowing the rate cut. The current rate is 0.9%; the new 0.86% rate takes effect January 1, 2027.
Business groups welcomed the reduction, while worker advocates noted the program has paid out hundreds of millions in benefits to Colorado families since launching.
(Source: Bloomberg Tax, Colorado Department of Labor and Employment)
图片来源：图：科罗拉多州议会大厦与退伍军人纪念碑。摄影：xiquinhosilva，CC BY 2.0，来源：Wikimedia Commons
