罗得岛启动“AnchorHome”第三期：首购族可获3.99%固定利率房贷
普罗维登斯——罗得岛州州长丹·麦基与州财政部长詹姆斯·迪奥萨10月6日宣布，"罗得岛 AnchorHome"可负担房贷计划进入第三期，继续为首次购房者提供30年期固定利率3.99%、免私人房贷保险的贷款。
据州财政部长办公室介绍，前两期计划已帮助100多个家庭买房。第三期将与三家本地金融机构合作——BayCoast 银行、布里斯托尔县储蓄银行和 Westerly 社区信用合作社，州政府向这三家机构共投入2,100万美元配套资金。申请流程为：购房者先通过参与机构获批房贷，州政府再将配套资金存入其在该机构的账户。
州长麦基在新闻发布会上说："拥有自己的房子能给家庭带来稳定，这是事实。"该计划旨在帮助中低收入家庭跨过首付与高利率门槛，实现置业。
信息来源：WJAR（NBC 10）、罗得岛州财政部长办公室
Rhode Island Launches Phase 3 of AnchorHome: 3.99% Fixed Mortgages for First-Time Buyers
PROVIDENCE — Governor Dan McKee and General Treasurer James Diossa announced on October 6 the third phase of the Rhode Island AnchorHome program, which continues to offer first-time homebuyers 30-year fixed-rate mortgages at 3.99% with no private mortgage insurance.
The first two phases helped more than 100 families buy homes, according to the treasurer's office. Phase three partners with three local financial institutions — BayCoast Bank, Bristol County Savings Bank and Westerly Community Credit Union — with the state committing $21 million in matching funds to the three lenders. Prospective buyers must first be approved for a mortgage through a participating lender; the state then deposits matching funds into an account at the chosen institution.
"People who own their own home create stability for their family, that's just a fact," Gov. McKee said at the announcement. The program aims to help low- and moderate-income families clear down-payment and high-rate hurdles to homeownership.
Sources: WJAR (NBC 10); Office of the Rhode Island General Treasurer
图片来源：图：罗得岛州议会大厦（普罗维登斯）。摄影：Farragutful，CC BY-SA 4.0，来源：Wikimedia Commons
