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卢旺达总理向议会报告:金融业资产八年增长四倍至16万亿卢郎

2026-10-02 · 世界 · GSM News

2026年10月2日,卢旺达总理朱斯坦·恩塞吉尤姆瓦(Justin Nsengiyumva)向议会两院汇报政府发展金融业的工作。据卢旺达《新时报》报道,该国金融业资产已从2017年的4万亿卢旺达法郎增长四倍,至2025年的16万亿卢郎,增长来自借贷、储蓄、保险、养老金与数字金融服务的共同扩张。

总理向议员说明的数字,反映了卢旺达过去八年金融深化的轨迹:银行网点与代理网络下沉、移动支付普及、资本市场与养老金规模扩大,是官方总结的主要驱动因素。金融业占经济的比重上升,也与政府把基加利建设为区域金融中心的定位相呼应。

同一时期公布的数据还显示,农业占卢旺达国内生产总值的比重已从2017年的25.6%降至2025年的20.3%,工业与服务业增速更快,经济结构正在变化。议员在质询中关注的重点预计包括信贷可得性、中小企业融资成本与农村地区金融服务覆盖。

金融业扩张的同时,监管议题也在增加,包括数字支付故障处理、网络欺诈与消费者保护。卢旺达国家银行定于10月8日发布货币政策与金融稳定报告,届时将公布更多行业指标。

PM Tells Parliament Rwanda's Financial Sector Assets Quadrupled to Rwf16 Trillion

Prime Minister Justin Nsengiyumva briefed both chambers of Rwanda's Parliament on 2 October 2026 on the government's work to develop the financial sector. The New Times reported that the sector's assets had increased fourfold, from Rwf4 trillion in 2017 to Rwf16 trillion in 2025, as lending, savings, insurance, pensions and digital financial services expanded.

The figures presented to lawmakers trace eight years of financial deepening in Rwanda: wider bank branch and agent networks, the spread of mobile payments, and growth in capital markets and pension funds were cited by officials as the main drivers. The sector's larger role in the economy also matches the government's aim of positioning Kigali as a regional financial centre.

Data released in the same period show agriculture's share of GDP falling from 25.6 per cent in 2017 to 20.3 per cent in 2025, as industry and services grew faster and the structure of the economy shifted. Questions from lawmakers were expected to focus on access to credit, the cost of finance for small businesses and financial coverage in rural areas.

Expansion has brought regulatory questions with it, including digital payment failures, cyber fraud and consumer protection. The National Bank of Rwanda was scheduled to present its Monetary Policy and Financial Stability Statement on 8 October, with further sector indicators.

图片来源:图:基加利卢旺达议会大厦航拍。摄影:Emmanuelkwizera,CC BY-SA 4.0,来源:Wikimedia Commons

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